What is the name of your state? Oregon This is letter i got from a CA after they recived my DV letter.
CREDITORS INTERCHANGE
03-14-05
My name and address #######
RE : sherman acquisitions
ref ###
acct ###
original creditor ( if applicable ) bank of america
My name
creditors interchange is in receipt of your recent dispute on the above mentioned account. please be advised that we have notified our client regarding your concerns and have consequently returned the account back to them for closure.
if you should have any questions relative to this account, please contact the above mentioned client.
this is an attempt to collect a debt and any information obtained will be used for that purpose. This a communication from a debt collector.
new york city department of consumer affairs license number 1168153
sincerely
customer relations division
of creditors interchange
and shermans TL is still on my credit report. then on april 1st i got a letter from eskanos & adler
ESKANOS & ADLER
Attorneys at law 2325 clayton road
Concord , ca 94520
Ph. #####
FAX #####
##### amount at assignment $2,701
my name post-assignment interest $1.48
address other.00
city state total$2,703
03/25/05
RE: acoount number ###### /Sherman acquisition lmtd. Part the above-named creditor has retained our firm to collect the above identified debt. As of the date of this letter, we compute the amont you owe as the increase with the further passage of time. Our client has informed us that you have requested it to cease and desist any further contact wih you. We are required to send this “validation letter” notwithstanding your request. Your request for no further communications does not limit our clients right to invoke remedies authorized by law. You may contact us as provided below or by calling toll free 1-800-BITE-ME “HA HA” ext 40##
This is an attempt to collect debt and all information will be used for that purpose. This is a communication from a debt collector.unless you dispute this debt, or any portion of it, within 30 days after you receive this notice, we will assume that it is valid. If you notify us in writing within the 30 day period following your recipt of this notice that you dispute this debt, or any portion of it we will stop all collection activity until we obtain verification of the debt or a copy of any judgment and mail it to you. If the above creditor is not your original creditor and you submit a written request within the 30 day period following you receipt of this notice for the name and address of the original creditor, we will stop all collection activity until we mail this information to you.
"The state Rosenthal Fair Debt Collection Practices Act and the
federal Fair Debt Collection Practices Act require that, except under
unusual circumstances, collectors may not contact you before 8 a.m.
or after 9 p.m. They may not harass you by using threats of violence
or arrest or by using obscene language. Collectors may not use false
or misleading statements or call you at work if they know or have
reason to know that you may not receive personal calls at work. For
the most part, collectors may not tell another person, other than
your attorney or spouse, about your debt. Collectors may contact
another person to confirm your location or enforce a judgment. For
more information about debt collection activities, you may contact
the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov."
ESKANOS & ADLER
A PROFESSIONAL CORPORATION
Sighend by 4 different people FILE NUMBER ######
isnt sherman supposed to validate if there still reporting it on my credit report? insted of sending it to another collection agency, or so called laywer?
the letter i got from eskanos is calling there letter a validation letter, and saying is a cease and desist and no further contact with me. i never put that in my DV letter. i said all further contact is to be done by mail only. i am sure that they are violating the FDCPA rules. how can i use this to my advantage?
CREDITORS INTERCHANGE
03-14-05
My name and address #######
RE : sherman acquisitions
ref ###
acct ###
original creditor ( if applicable ) bank of america
My name
creditors interchange is in receipt of your recent dispute on the above mentioned account. please be advised that we have notified our client regarding your concerns and have consequently returned the account back to them for closure.
if you should have any questions relative to this account, please contact the above mentioned client.
this is an attempt to collect a debt and any information obtained will be used for that purpose. This a communication from a debt collector.
new york city department of consumer affairs license number 1168153
sincerely
customer relations division
of creditors interchange
and shermans TL is still on my credit report. then on april 1st i got a letter from eskanos & adler
ESKANOS & ADLER
Attorneys at law 2325 clayton road
Concord , ca 94520
Ph. #####
FAX #####
##### amount at assignment $2,701
my name post-assignment interest $1.48
address other.00
city state total$2,703
03/25/05
RE: acoount number ###### /Sherman acquisition lmtd. Part the above-named creditor has retained our firm to collect the above identified debt. As of the date of this letter, we compute the amont you owe as the increase with the further passage of time. Our client has informed us that you have requested it to cease and desist any further contact wih you. We are required to send this “validation letter” notwithstanding your request. Your request for no further communications does not limit our clients right to invoke remedies authorized by law. You may contact us as provided below or by calling toll free 1-800-BITE-ME “HA HA” ext 40##
This is an attempt to collect debt and all information will be used for that purpose. This is a communication from a debt collector.unless you dispute this debt, or any portion of it, within 30 days after you receive this notice, we will assume that it is valid. If you notify us in writing within the 30 day period following your recipt of this notice that you dispute this debt, or any portion of it we will stop all collection activity until we obtain verification of the debt or a copy of any judgment and mail it to you. If the above creditor is not your original creditor and you submit a written request within the 30 day period following you receipt of this notice for the name and address of the original creditor, we will stop all collection activity until we mail this information to you.
"The state Rosenthal Fair Debt Collection Practices Act and the
federal Fair Debt Collection Practices Act require that, except under
unusual circumstances, collectors may not contact you before 8 a.m.
or after 9 p.m. They may not harass you by using threats of violence
or arrest or by using obscene language. Collectors may not use false
or misleading statements or call you at work if they know or have
reason to know that you may not receive personal calls at work. For
the most part, collectors may not tell another person, other than
your attorney or spouse, about your debt. Collectors may contact
another person to confirm your location or enforce a judgment. For
more information about debt collection activities, you may contact
the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov."
ESKANOS & ADLER
A PROFESSIONAL CORPORATION
Sighend by 4 different people FILE NUMBER ######
isnt sherman supposed to validate if there still reporting it on my credit report? insted of sending it to another collection agency, or so called laywer?
the letter i got from eskanos is calling there letter a validation letter, and saying is a cease and desist and no further contact with me. i never put that in my DV letter. i said all further contact is to be done by mail only. i am sure that they are violating the FDCPA rules. how can i use this to my advantage?