Off the Subject a little

[DelanaH]

What is the name of your state? Oklahoma
I know this question is a little off subject but any help would be appreciated.
I filed for bankruptcy before the law change. I am getting Married in March..... The question is....Can My fiance and I get a loan for a house using his credit only and both of our incomes?

 

[seniorjudge]

What is the name of your state? Oklahoma
I know this question is a little off subject but any help would be appreciated.
I filed for bankruptcy before the law change. I am getting Married in March..... The question is....Can My fiance and I get a loan for a house using his credit only and both of our incomes?

Yes, if you can find a lender that will do this for you. I would think it would be a little difficult for you to be able to use your income while you are in bankruptcy; but if you find a mortgage lender that will work with you, you may get it done.

It will, of course, be very expensive.

 

[Who's Liable?]

If your new husband can qualify by himself that would be the best option for you...

Your BK will put you in a higher interest rate bracket for a max. of 2 years, at which time you can apply for a home loan and get the same interest rate as everybody else...

It will be expensive, and if you can, wait until two years is up...

 

[DelanaH]

Thank you Whosliable