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mss080

Junior Member
What is the name of your state?What is the name of your state? Indiana

Has anyone had any dealings with Ominum Worldwide in Omaha? I checked on the net and the only thing I found with this name is a debt consolidation business. I have received a debt collection notice from them for a bill that was paid in full in June 2005.

I'll try to keep this brief. In April of this year my wife and I separated and divorced. We had the phone (Verizon) switched into her name effective 4/29. There were some outstanding charges that I was still responsible for. Those were paid in full as of 6/08/05. However, I was still getting bills from Verizon. I called them and discovered that all of the payments I had made had been credited to my ex. They assured me that they would straighten out the account. Everything was fine until this month when I received a collection notice from the above named company demanding payment for an outstanding debt to Verizon.

I called Verizon and asked them to check their records as I made all of my payments to them through their own website. I have printouts that show all of the payments were made and posted. All they had to do was look at their own payment history page and they would see this. They wouldn't do that. Instead, they wanted me to go to my bank and get written statements to show that my account had been debited! I declined that invitation and told them that they already had my payment record and since they were the ones who screwed it up, they can unscrew it!

Now I have this collection agency on my back threatening to ding my credit record. If they do, can I sue them for violating the FCRA? Can I also sue Verizon for referring this nonexistent debt to them in the first place?

Thank you.
 


JETX

Senior Member
mss080 said:
If they do, can I sue them for violating the FCRA? Can I also sue Verizon for referring this nonexistent debt to them in the first place?
You can sue anyone you want....
However, based on your post, you have NO claim against them. Also, the FCRA (Fair Credit Reporting Act) has nothing to do with Verizon.

Send copies of your online payment history to Verizon with a very nice letter (certified RRR) explaining the circumstances and asking them to review and correct their records. Keep copies of ALL correspondence.

However, the problem here is likely that the Verizon bill is still in YOUR name. Your personal 'side-deal' with your ex as to who will pay has nothing to do with them.
As long as your name is on the account (even as a co-debtor), you are legally liable for the payment.
 

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