past due payment refused

[greeneyesnv]

What is the name of your state?NV
I have been in contact several times with my lender. I will be able to be 100% current by mid febuary. I would like to pay December before it is 45 days late. They are refusing to accept the payment. I was going to do a bank transfer. If they accept it I will no longer be over 30 days late.
Is this a good idea?

 

[seniorjudge]

Once you are in default, the lender does not have to accept any money from you. They are stupid if they do not, but sometimes lenders do this.

Why, I could not tell you.