What is the name of your state?What is the name of your state? Pa
My g/f use to take care of an elderly woman for 5 years up until the time of the elderly woman's passing. The woman's neice was in charge of the woman's money and was the one signing my g/f's paychecks. One day, the elderly woman slipped on some ice while my g/f took her to get her hair done, when the elderly woman slipped my g/f (with lightning fast reflexes) caught her and in the process tore some ligaments in her rotator cuff or something. Her shoulder hasn't been right since and causes her alot of pain when it gets inflamed. She never went to see a physician or specialist but I have taken her to the emergency room a few times because the pain was so immense.
My question is this: Undoubtedly the neice (guardian) had carried insurance for her aunt against alot of unforseeable circumstances. With the old lady being deceased now, is there any way my g/f (who now knows she needs surgery for her shoulder) can still collect some sort of damages from the insurance company so she can get the treatment she needs. She was considered self employed and was issued a 1099 by the guardian , I don't know if that puts things more into perspective or not. Thank you for any advice you can give.
My g/f use to take care of an elderly woman for 5 years up until the time of the elderly woman's passing. The woman's neice was in charge of the woman's money and was the one signing my g/f's paychecks. One day, the elderly woman slipped on some ice while my g/f took her to get her hair done, when the elderly woman slipped my g/f (with lightning fast reflexes) caught her and in the process tore some ligaments in her rotator cuff or something. Her shoulder hasn't been right since and causes her alot of pain when it gets inflamed. She never went to see a physician or specialist but I have taken her to the emergency room a few times because the pain was so immense.
My question is this: Undoubtedly the neice (guardian) had carried insurance for her aunt against alot of unforseeable circumstances. With the old lady being deceased now, is there any way my g/f (who now knows she needs surgery for her shoulder) can still collect some sort of damages from the insurance company so she can get the treatment she needs. She was considered self employed and was issued a 1099 by the guardian , I don't know if that puts things more into perspective or not. Thank you for any advice you can give.