DonnaM said:
In reply to 'I am always liable'
First of all thank-you very much for your response.
What about credit cards that my husband has which do not have my name on them, am I still liable for them? This is where the problem began, I can not get my husband to understand that he should not be charging on credit cards. The situations seems to keep getting worse and I am afraid of losing what we now own. Can creditors come after me for accounts that do not have my name on them and would an agreement such as I mentioned protect me?
Do you have any other suggestions that might be a more
appealing alternative? Thank you for any advice you can give me.
My response:
I had to look up your State name from your other post - - Minnesota.
MN is a Separate Property State. That means that any contracts; e.g., credit card agreements, that he signs, but you haven't signed, are his responsibility, alone.
However, let's face facts. Any income he brings in, and any bills he's obligated to pay, affects you as well as him.
If, for example, he brings in $2,000.00 per week, but obligates himself to a $4,000.00 per month payment on that land he bought, THAT'S going to affect you and how you manage the other, necessary, obligations of your marriage - - food, clothing, housing, etc. Now, extrapolate from this example and you'll readily see how HIS dealings will affect YOU in everything that happens in your marriage.
Sure, you won't be responsible to HIS creditors; but, that's little consolation when his actions put you out on the street because you can't meet your other obligations.
His irresponsibility toward you is something you should really consider "unloading", because this is just one way that a man says, "I don't care about you".
If he's "hell bent" on ruining you, I don't see any other alternative except for divorce and alimony.
Good luck.
IAAL