quincy
Senior Member
OF course MD is Not PA....but utility turnoffs can be problems many places .
I agree OP owes it ..and his buying a car is not relevant ....it's largely a matter of negioation of a repayment schedule that is workable for both sides ...not necessarily prefect for everyone ..that said OP, if you make an agreement , stick to it..no slip ups
Personally I think seeking a 4 year payback is way too long to be reasonable
Adding Pennsylvania information to a Maryland thread works to confuse. What is provided a poster generally should be limited to information relevant to the poster's state and question only as laws vary significantly from state to state.