What is the name of your state?What is the name of your state? Ca
This question is continued from my previous post "moving overseas":
What is proper debt validation? They sent two papers with their letter: 1) a client registration sheet from the original creditor, showing my name and signature, with general info, professional services due at the time rendered, etc. --basically showing that I was a client there. It does not state any services/costs. And 2) a computer print out--with a recent date, not the date of the original bill--titled "Client Account Register" that has a total and my name on it. There is nothing with the total amount owed and my signature, or anything saying that "I ****** agree to pay this amount..."
I want to know because I need to buy some time to get together as much money as possible for payments before I leave and I also want to make sure that I am paying my bill. I cannot find my original paperwork and I don't remember my outstanding balance, although I don't recall it being that high. If there are interest rates, they should have itemized it and they didn't. If I am left to take the word of a collection agency, they need to prove it. They could have easily printed out a piece of paper with my name and any dollar amount on it.
I would appreciate any advice!
This question is continued from my previous post "moving overseas":
What is proper debt validation? They sent two papers with their letter: 1) a client registration sheet from the original creditor, showing my name and signature, with general info, professional services due at the time rendered, etc. --basically showing that I was a client there. It does not state any services/costs. And 2) a computer print out--with a recent date, not the date of the original bill--titled "Client Account Register" that has a total and my name on it. There is nothing with the total amount owed and my signature, or anything saying that "I ****** agree to pay this amount..."
I want to know because I need to buy some time to get together as much money as possible for payments before I leave and I also want to make sure that I am paying my bill. I cannot find my original paperwork and I don't remember my outstanding balance, although I don't recall it being that high. If there are interest rates, they should have itemized it and they didn't. If I am left to take the word of a collection agency, they need to prove it. They could have easily printed out a piece of paper with my name and any dollar amount on it.
I would appreciate any advice!