ratings on injurys what do i need to know

[macshelly]

What is the name of your state (only U.S. law)? tennessee i was sent to the office to
discuss my accident from last september.. i broke my thumb while running a recut saw.
they are just now telling me i have a 6 % dissable rateing to that incident. he informed me that they were supposed to do this just a short time after my incident i got lost in the paper work.. he allso wants to close my case out asap... he is telling me under the tennessee law he is offering me 1500.00 there is a scale that he is going by it is 1400 to 2100 dollars.. is this for real i wasnt aware of any of this .. my thumb has heeled but still and most likly allways be tender because of the crushing of the nerve endings at the tip of my thumb.. should i accept this ammount or tell him i want a little more.. i have never been aware of this law where a rateing is applied.. thank you

 

[NLW]

Under the workers' compensation laws of TN, your physician should evaluate you to see if you've lost any function as a result of your injury. The physician is required to use the AMA Guides to evaluate permanent impairment. Based on these guides, an impairment rating is established. This is where the 6% came from.

Each body part is valued at a certain number of weeks of benefits. The thumb is valued at 60 weeks. If you have 6% impairment to your thumb, that equates to 3.6 weeks of your benefit rate. If you have permanent work restrictions or cannot return to the job you were doing before you were injured, you could be eligible for as much as 6 times the impairment (18% of the thumb or 10.8 weeks of benefits).

Without knowing all of the circumstances of your case including your weekly benefit rate, I cannot tell you if $1500. is enough or not - but hopefully this information will give you what you need to make a decision.