What is the name of your state? CA
I received the following letter from an OC after I disputed it from the CR agencies. Please note that this account was referred to a few CA, and they Validation letters were sent. Please advise me on what to do next... Thanks in advance:
Dear Me,
this letter shall serve as acknowledgement of your recent notification regarding the above refereced account, which was purportedly acquired without your knowledge.
We have included an affidavit that we request you sign and return. For the affidavit to be valid, please sign it in the presence of a notary public before returning to us. If you are unable to obtain a notary, provide a legible copy of a valid state issued identifcation card. To proceed with the processing of your claim, please return the affidavit notarized or the signed affidavit along with a valid state issued ID in the pre-addressed envelop provided within 20 days of receipt.
If we do not hear back from you within 40 days, we will assume that you have decided to withdraw your fraud claim and the charges will be placed back on to your account for billing. If the account remains delinquent, you could receive collection calls, and your credit history could be impacted.
Upon our receipt of the information requested above, we will notify you in writing of our actions regarding this claim within 30 days.
Experian fraud victim assistance dept PHONE NUMBER
Equifax fraud victim asistance dept PHONE NUMBER
Trans Union's Fraud Victims assistance dept PHONE NUMBER
Once the investigation concludes that fraud has occurred, we will request that the credit bureaus remove our information from your credit report. Please note it could take the credit bureaus up to 60 days to do so.
Thank you for your assistance in resolving this matter. If you have any questions please contact the DFS customer service depatment at PHONE NUMBER, M - F TIME TO TIME.
SINCERELY,
I received the following letter from an OC after I disputed it from the CR agencies. Please note that this account was referred to a few CA, and they Validation letters were sent. Please advise me on what to do next... Thanks in advance:
Dear Me,
this letter shall serve as acknowledgement of your recent notification regarding the above refereced account, which was purportedly acquired without your knowledge.
We have included an affidavit that we request you sign and return. For the affidavit to be valid, please sign it in the presence of a notary public before returning to us. If you are unable to obtain a notary, provide a legible copy of a valid state issued identifcation card. To proceed with the processing of your claim, please return the affidavit notarized or the signed affidavit along with a valid state issued ID in the pre-addressed envelop provided within 20 days of receipt.
If we do not hear back from you within 40 days, we will assume that you have decided to withdraw your fraud claim and the charges will be placed back on to your account for billing. If the account remains delinquent, you could receive collection calls, and your credit history could be impacted.
Upon our receipt of the information requested above, we will notify you in writing of our actions regarding this claim within 30 days.
Experian fraud victim assistance dept PHONE NUMBER
Equifax fraud victim asistance dept PHONE NUMBER
Trans Union's Fraud Victims assistance dept PHONE NUMBER
Once the investigation concludes that fraud has occurred, we will request that the credit bureaus remove our information from your credit report. Please note it could take the credit bureaus up to 60 days to do so.
Thank you for your assistance in resolving this matter. If you have any questions please contact the DFS customer service depatment at PHONE NUMBER, M - F TIME TO TIME.
SINCERELY,