Received Validation Letter from Asset Acceptance

[yanni72]

What is the name of your state? CA

I sent a DV letter to Asset Acceptance for an old phone bill. None of my requests were met. The letter they sent me was a one-page "account statement." It says..."enclosed please find an account statement prepared with the use of information provided to us by the prior creditor."

Aren't they supposed to provide me information from the Original Creditor? Is this a real Validation? It looks rinky dink. It is basically a fake statement with items merged into it from an excel spreadsheet from info that is on my credit report.

Thanks to all who respond!!!

 

[jamied66]

Bear in mind:

THIS WOULD APPLY ONLY IF THIS DEBT IS NOT WITHING YOUR STATE'S SOL.

It's nowhere near real validation.

Send them a 2nd DV letter, and word it a little more strongly.

To the point of: "nice try, get this right in the next 15 days or delete you schmucks".

 

[russeal]

This is the same response that I got from them. My SOL has now expired, but I am still sending the 2nd DV and adding the 15 day limit.
Are they some how off the hook to provide validation on accounts past their SOL or is it just because it is all so moot because of the SOL issue? I believe they can not validate and I wouldn't mind getting at least them off the credit reports. Chances are they can not validate your debt either.

These are not nice people, I believed that they filed suit against me when they knew that they did not have any validation, and that the statute of limitations was already up. Both budhibbs.com and fair-debt-collection.com list them as some of the very worst. They are depending on people not responding to court actions and then getting a default judgment against them.

Best of luck and fight them tooth and nail.