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I don't know who told you that poodles are already part of the mini schnauzer breed, because they're not. Please put a reference.
Perhaps you should think twice about spending hundreds on a dog when money is tight.
Nobody has said that it was caused the dog being a different breed. All that you were told is that it's rare for it to occur in mini schnauzers (poodles, as I mentioned above, are already part of the breed).
I don't know who told you that poodles are already part of the mini schnauzer breed, because they're not. Please put a reference.