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SOL Indiana
- Thread starter goaded
- Start date
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porcelina68
Member
Six years - they are open ended accounts.
Upon further review I discovered they fall into this category.
Written Contract: You have signed a contract or document promising to repay a loan or debt. Example is medical bills, cell phone bill, closed end signature loan or some secured loans like auto.
FTR: Open Ended Accounts: Just what it says, "open end" ie: a credit card debt or revolving line of credit.
I got this info from this site : http://www.carreonandassociates.com/articles/sol.htm
and I got the SOL from this site
http://www.creditinfocenter.com/rebuild/statuteLimitations.shtml
Not sure if they are accurate, but thats the info I have located.
Written Contract: You have signed a contract or document promising to repay a loan or debt. Example is medical bills, cell phone bill, closed end signature loan or some secured loans like auto.
FTR: Open Ended Accounts: Just what it says, "open end" ie: a credit card debt or revolving line of credit.
I got this info from this site : http://www.carreonandassociates.com/articles/sol.htm
and I got the SOL from this site
http://www.creditinfocenter.com/rebuild/statuteLimitations.shtml
Not sure if they are accurate, but thats the info I have located.
Last edited:
porcelina68
Member
There is conflicting information on just about every SOL site I've seen. The information that I received about medical bills being open-ended accounts came from the MEDICAL BILLING AGENCY. The SOL on medical bills in Indiana is SIX (6) years. (Per MedShield)
Yes - I agree. SOL on medical bills is 6yrs in Indiana. That number also is the written contract type number 
IC 34-11-2-9
Promissory notes, bills of exchange, or written contracts for payment of money
Sec. 9. An action upon promissory notes, bills of exchange, or other written contracts for the payment of money executed after August 31, 1982, must be commenced within six (6) years after the cause of action accrues. An action upon promissory notes, bills of exchange, and other written contracts for the payment of money executed on or after September 19, 1881, and before September 1, 1982, must be commenced within ten (10) years after the cause of action accrues. However, all contracts described in this section that have been executed before September 19, 1881, may be enforced within the time only as they have to run, before being barred under the law in effect at the time of their executions limiting the commencement of actions, and not afterward.
As added by P.L.1-1998, SEC.6.
http://www.in.gov/legislative/ic/code/title34/ar11/ch2.html
IC 34-11-2-9
Promissory notes, bills of exchange, or written contracts for payment of money
Sec. 9. An action upon promissory notes, bills of exchange, or other written contracts for the payment of money executed after August 31, 1982, must be commenced within six (6) years after the cause of action accrues. An action upon promissory notes, bills of exchange, and other written contracts for the payment of money executed on or after September 19, 1881, and before September 1, 1982, must be commenced within ten (10) years after the cause of action accrues. However, all contracts described in this section that have been executed before September 19, 1881, may be enforced within the time only as they have to run, before being barred under the law in effect at the time of their executions limiting the commencement of actions, and not afterward.
As added by P.L.1-1998, SEC.6.
http://www.in.gov/legislative/ic/code/title34/ar11/ch2.html
Actually, medical bills are NOT written contracts, there are no 'terms' for repayment or any of the other typical characteristics of a written contract to pay money. You sign an agreement to be LIABLE for the bill, but its not really a written 'contract'. It is argued elsewhere that medical bills fall under the UCC for goods and services, which would be 4 years, and some that say its falls under open-ended accounts, which would be 5.
hmmm more conflicting opinions 
Be nice if ALL the websites listed the same "accurate" information. heh
If you find evidence that they are included in the UCC let me know - 4yrs would be great for me I dont want to hire a lawyer or anything just to find out what the actual SOL is - I should be able to find that out myself (though I havent done so yet LOL)
I had included them into the section above [IC 34-11-2-9] as bills of exchange which is part of the WC section. IF that is correct then its 6yrs.
Keep me informed if you discover additional data - thanks.
Be nice if ALL the websites listed the same "accurate" information. hehIf you find evidence that they are included in the UCC let me know - 4yrs would be great for me
I dont want to hire a lawyer or anything just to find out what the actual SOL is - I should be able to find that out myself (though I havent done so yet LOL)I had included them into the section above [IC 34-11-2-9] as bills of exchange which is part of the WC section. IF that is correct then its 6yrs.
Keep me informed if you discover additional data - thanks.