To Wyatt J

[sicentird]

What is the name of your state? ohio

I had a problem getting an insurance card from sons father also.
First off it is your right to recieve a card due to the fact that your child is an insured.
although the insurance company can not send you a copy you can request one through the courts, child support agency, or just tell the other party that you are entitled to a card.
I Told the father that if I didn't recieve one then the doctors office will not bill it therefore makeing him owe more and he (the father) would have to attend any and all appointments to show proof of insurance. ( he refuses to go) The support agency finally got me a card after i annoyed them for 2 weeks.
Hope this tidbit will help.

 

[WyattJ]

Thank u

Yes since I get the medial card I went down to our CSE and asked them what I can do to get a insurance card so I don't get billed or get accused of fraud. Well they got out my file and looked it over and said that yes he is court order to provide insurance but it's not court order to provide you with a card and since he is making this hard we will petition the courts to have that court order to that he give you one, but it won't be completed untill Spring because of all other cases and being behind. Also I told them to go ahead and try to get a increase in CS, and they agreed that would be a good idea. Now its just a waiting game.

I asked them if I would receive anything about going to court or anything so I know what is going on. She said that they could sign it w/out me so I didn't get my questioned answered, so I don't know what to expect.

Thanks for giving me a head up on that!

The dad is half there, half not when it comes to son and medical appointments. At least I can still use the medical card.

What I need to learn more about is: Am I reliable for half his deductible on ex's insurance? He says it's $150.00 which we do have court order that we pay off of uncovered medical bills...would a deductible be considered a medical bill?

 

[sicentird]

If you are asking are you required to pay half the deductible then it should be stated in the support order. A deductible is considered an uninsured medical expense.

Mine, for example, states I am responsible for the first $100 annually for any uninsured medical/dental expenses for said child, the balance should be split with Plantive(father) paying seventy percent and me paying thirty percent.

What confuses me is why an insurance card has to be court ordered? I am an insurance agent holding many different state appointments and the way it goes is everyone covered under an insurance policy is entitled to a card to show said insurance. Now I could possibly be wrong but my advice is if you know the insurance company name and phone number give them a call and ask to verify their rules. They can not send you a card unless it is requested by the insurance owner but they can supply you with much information.

Also I myself would always be there for any kind of paper signing. That way you know what is said and will have a chance to get questions answered. You can request a support review in regards to an increse but be advised that it goes both ways. Your income as well as his will be reviewed. Cases are "suppose" to be reviewed about every four years but 9 times out of 10 a person has to request it.

Good Luck

 

[WyattJ]

If you are asking are you required to pay half the deductible then it should be stated in the support order. A deductible is considered an uninsured medical expense.

***No it is not court ordered. In our joint parenting papers it says nothing about insurance at all. It was the CSE that had it court ordered for him to have insurance on our son. So no really nothing is court ordered about any deductibles. I would like a way to explain in detail to the father that I am not reliable for his deductible. I know you said what a deductible is but he is the type to where you have to spell it out for him - its not that he is stupid but he likes to play head games all the time so I have to be careful with what I say and how I say it to him.

the way it goes is everyone covered under an insurance policy is entitled to a card to show said insurance.

***Our son is 9 and of course to young to have a card and dad just doesn't want me to have one.

Your income as well as his will be reviewed.

***Well at the rate I'm going...not working cuz I just cannot find anything right now(and just got done graduating with am Associates Degree) there is nothing available where I am at (Illinois).

Can you please if you can and will give me more details about the unisured medical expense? Thank you.

 

[sicentird]

You are saying that the CSE ORDERED him to have coverage on your son, then it should state in the papers that it was ordered.
As for the "slow" guy I completely understand BF on my side hasn't got a clue regarding anything. You need to show him the papers and show him that it doesn't require you to pay the deductible unless again it states anything regarding uninsured medical exspenses. You do need to get everything spelled out in papers as soon as possible for your sake. I recently went back to court because support and custody ordered happened when my son was 1 and many things have changed, school exspenses, activities, school night visatation,ect. It would be a very good idea for you to review your papers and make a list of everything that is and isn't included and get it revised through courts.

As for your son being 9 and too young for a card thats not true my children 6 and 3 each have their own card with their names on it. Like I stated everyone covered is entitled to a card regardless of age. Explaine to the father that no info can be used unless it is for the child. And if there is an emergency the child needs proof of insurance at any emergency room for paperwork and billing. What happens if father can not be reached?

Congrats on the degree. Work is very limited here as well but the judge still reviewed mine and my husbands income( i do not work either) and had it stated that i am not voluntarily underemployed because my husband makes a "reasonable" amount of income.

Uninsured Medical exspenses include things not covered by insurance such as deductable, co-pay, and policy exemptions. The exemptions depends on companies policy, pre-exsisting conditions,plastic surgeries,ect.

 

[WyattJ]

My husband & I discussed that when income tax gets here then I am going to have a lawyer who we already discussed with get a modification of our papers - joint parenting.

I do not plan on changing visitation at all - that is all my son knows, but change some of the stipulations in there. We had this done in 1994..10 years ago (son was 2 months old) and I thought things were all right but anymore he is making it difficult for me besides the insurance. He claims the child on income tax, he controls my life - has me do everything for him because he says that is what the papers say, he still owes me half of a medical bill because I had to have the money up front and he knew that and still didn't show up for the appointment.

I do have a medical card that I use but also let him know of every dr visit, dentist, and eye appointments. He just doesn't seem to get it. He has gone with us to Peoria these last few weeks that my son has had to go, but that is it. But anyway I am going on and on.

Also I have asked him for a booklet of his insurance and he wont even let me have that either so I would know what drs I could use, even though I have one and don't plan on changing. The reason for that is he takes the medical card and if I change drs to what the father wants with his insurance and he loses more then likey I would lose this dr. Also the booklet to let me know what is covered and what is not covered. I don't want to screw the father with bills either.

As for your son being 9 and too young for a card thats not true my children 6 and 3 each have their own card with their names on it.

***You mean to tell me they have a card of their own. His dad has him on the card, but with the dad's name, girlfriend and his other son.

Hopefully if I get income tax done soon and get my lawyer on the ball I wont have to wait for CSE.

 

[sicentird]

Yes my children have an insurance card with their names on it. My daughter belongs to my husband and all three of us have our own cards. My sons insurance is through his fathers wifes work and although it was hard to get I finally recieved one. The father also had a problem with giving me a book and stated in court that I would not use a in-network provider but the judge asked if the father gave me a book and he had to say no. The judge laughed and stated that it was his fault then.
One way to deal with medical payments is have the bills list the father as the one responsible for payment. That might get him to realize something.
As for the father having everything done the way it is stated if that is how it is then do so but trust me it will bite him in the butt! The father in my situation ended up with a huge bite mark in regards to his papres but that is another story.