How could this be financial exploitation if his Lawyer is going along with it?
FIL's lawyer is most likely an innocent party and believes that your FIL is competent to sign the papers. You, your husband, I and no one else here is cyberspace are at those attorney appointments. All we here in cyperspace know is that your FIL is: 1) 80 years old, 2) you believe he is showing signs of dementia - which he most likely is at that age, 3) your FIL is illiterate, 4) your FIL "does not have the know how to word things or money value" [sic], 5) your SIL is trusted by her father and was trusted by the rest of the family.
All was trusted with her until dads utilities were shut off.
Your FIL's money must first be spent on his shelter and food. This is an example of financial exploitation of the elderly.
She also has charged up 2 credit cards in his name.
This is another example of financial exploitation of the elderly.
All this time she has been borrowing money from her dad's estate - 50,000.00 plus and still living off him the pair does not work.
Your MIL died 7 years ago. We do not know whether or not your SIL is your FIL's Representative Payee for Social Security and/or his estate and has requested through proper channels to be paid for her services and for caring for her dad.
Dividing $50,000.00 by 7 years is not unreasonable compensation.
Please do not think I am defending your SIL for what she is doing as I have already provided two specific examples of her financial exploitation of your FIL. No one really knows the extent to what she is doing. If she is stealing your FIL's money and assests, she is cleverly accomplishing this with attorneys. This situation needs to be handled very wisely as well.
She has her own lawyer which dad is also paying for.
This is perfectly fine ONLY when SIL utilizes the attorney for your FIL's affairs.
Mother died 7 years ago leaving no will just a written paper of things she wanted family to have.
In the county where your MIL died, look for a Probate case under her name. If you cannot access the information via the internet, make a call to the county courthouse on Monday and inquire. Should you learn there are files on your MIL in Probate, go read them.
She wants to sell the house split in half and move father away so she can live on his money the rest of his life
Is it acceptable to your husband for 1/2 of the proceeds from the sale? How much is your MIL's estate worth?
Is your husband willing to "step-up-to-the-plate" and be his father's guardian? The answer to this, lil*babe, is extremely important and will affect how costly this will be to "undue" what your SIL has done as well as how to proceed with this situation.
I would like to know if I need a Signed paper stating my husband or his siblings will not be responsible for any debt after fathers passing? We refuse to pay for any debt she has racked up.
As long as your husband and his siblings do not sign as a guarantor to any of dad's debts, you will not be responsible for dad's debts. His estate, if there's anything left of it, will be responsible for the debts.
Remember, your FIL trusts his daughter who has been the caretaker for seven years now. It is my opinion that his affairs do need to be examined.
Take a look at some more info regarding Elder Abuse here:
www.aasa.dshs.wa.gov/topics/abuse