What is the name of your state? Florida
This is a long confusing problem!
1. Had a debit card at Wachovia Bank.
2. Debit card was charged by a company. The charge was unauthorized. (Two Charges)
3. Wachovia charged two overdrafts
4. Unauthorized charger refunded the two charges back to my account.
5. Wachovia would not credit the overdraft fees back to my account claiming I authorized the charges.
6. I told Wachovia to close my account.
7. Wachovia did not close my account but did pay another unauthorized debit and charged me another overdraft fee.
8. Wachovia closed my account.
9. I moved to Florida from NJ
10. Was deied a bank account for being in chexsystems Wachovia put me there.
11. My Wachovia account should have had about $30 had I not been charged for the unauthorized charged and overdraft fees. chexsystems says I owe Wachovia $301!
12. I contact Wachovia who tells me to contact a private collections agency.
13. The collection agency settles for $181 plus a $6 charge for paying with a credit card. $187 total. Settlement included removal from chexsystems
14. Wachovia did not remove me from chexsystems stating that I made a payment of $181 and still owed $120. That I was back in collections for the $120!
15. The collection agency said I settled and that they input it as a settlement.
16. After telling both wachovia and the collection agency I was recording the conversation when I was not and getting such outrageous lies from both I was removed from chexsystems.
17. I filed a complaint with the comptroller of currency. I proved everything I stated with bank statements and documentation. I showed documentation wachovia "SAID" differently. The investigator found in favor of the bank based on what the bank "SAID" ignoring the documentation that proved what the bank "SAID" way a lie.
18. After the comptroller investigation was closed I received a letter from Wachovia stating that the credit card payment for the settlement payment was reversed when it was not reversed. This was months after the credit card bill was paid! The letter stated that I was being put back in chexsystems unless I paid $181.
Here it is december, I still can not open a bank acount because I am in chexsystems and have no where to turn. I'm not paying a corrupt criminal institution like wachovia another $181.00! Wachovia knowingly put me back in chexsystems knowing damn well that I paid them and is just trying to extort another $181 from me.
In this day of internet fraud chexsystems gives scammers the ability to fraudliently take your money. It allows banks to charge overdraft fees and deny you a bank account until you return money to the bank that the bank chooses to give to scammers.
Anyone have any idea what I can do?
Any attorneys willing to take on chexsystems and wachovia bank?
Chexsystems gives banks a license to steal and should be eliminated!
This is a long confusing problem!
1. Had a debit card at Wachovia Bank.
2. Debit card was charged by a company. The charge was unauthorized. (Two Charges)
3. Wachovia charged two overdrafts
4. Unauthorized charger refunded the two charges back to my account.
5. Wachovia would not credit the overdraft fees back to my account claiming I authorized the charges.
6. I told Wachovia to close my account.
7. Wachovia did not close my account but did pay another unauthorized debit and charged me another overdraft fee.
8. Wachovia closed my account.
9. I moved to Florida from NJ
10. Was deied a bank account for being in chexsystems Wachovia put me there.
11. My Wachovia account should have had about $30 had I not been charged for the unauthorized charged and overdraft fees. chexsystems says I owe Wachovia $301!
12. I contact Wachovia who tells me to contact a private collections agency.
13. The collection agency settles for $181 plus a $6 charge for paying with a credit card. $187 total. Settlement included removal from chexsystems
14. Wachovia did not remove me from chexsystems stating that I made a payment of $181 and still owed $120. That I was back in collections for the $120!
15. The collection agency said I settled and that they input it as a settlement.
16. After telling both wachovia and the collection agency I was recording the conversation when I was not and getting such outrageous lies from both I was removed from chexsystems.
17. I filed a complaint with the comptroller of currency. I proved everything I stated with bank statements and documentation. I showed documentation wachovia "SAID" differently. The investigator found in favor of the bank based on what the bank "SAID" ignoring the documentation that proved what the bank "SAID" way a lie.
18. After the comptroller investigation was closed I received a letter from Wachovia stating that the credit card payment for the settlement payment was reversed when it was not reversed. This was months after the credit card bill was paid! The letter stated that I was being put back in chexsystems unless I paid $181.
Here it is december, I still can not open a bank acount because I am in chexsystems and have no where to turn. I'm not paying a corrupt criminal institution like wachovia another $181.00! Wachovia knowingly put me back in chexsystems knowing damn well that I paid them and is just trying to extort another $181 from me.
In this day of internet fraud chexsystems gives scammers the ability to fraudliently take your money. It allows banks to charge overdraft fees and deny you a bank account until you return money to the bank that the bank chooses to give to scammers.
Anyone have any idea what I can do?
Any attorneys willing to take on chexsystems and wachovia bank?
Chexsystems gives banks a license to steal and should be eliminated!