Adult Child driving without insurance

[WillingToFight]

What is the name of your state (only U.S. law)? OR

I just learned through my daughter (17) that my son (19) is driving their dad's car without insurance. Dad is aware and still permits my son to drive, as well as transport our daughter as a passenger on occasion. Daughter does not have a driver's license yet but does have her permit. Both kids live with their father full time.

My husband and I are going to look into adding the kids onto our insurance, but I don't know if that would mean they'd be insured to drive their father's car.

Can someone please explain how this works?

Thank youWhat is the name of your state (only U.S. law)?

 

[Proserpina]

What is the name of your state (only U.S. law)? OR

I just learned through my daughter (17) that my son (19) is driving their dad's car without insurance. Dad is aware and still permits my son to drive, as well as transport our daughter as a passenger on occasion. Daughter does not have a driver's license yet but does have her permit. Both kids live with their father full time.

My husband and I are going to look into adding the kids onto our insurance, but I don't know if that would mean they'd be insured to drive their father's car.

Can someone please explain how this works?

Thank youWhat is the name of your state (only U.S. law)?

You can always call the police and report that he's driving uninsured.

 

[WillingToFight]

Call the police

Thanks, but that wasn't what I asked and wasn't helpful

 

[ecmst12]

Well THAT was rude. Do you want help or not?

Putting them on your insurance *might* protect them if dad doesn't get coverage. Insurance on the car comes before insurance on the driver but insurance on the driver can pay if needed. It won't, of course, protect the owner.

It would be much wiser for them to stop driving the uninsured car and get their own means of transportation that they insure themselves.

 

[stealth2]

You've known about this for two years (posting h/x, peeps). What have you done in the meantime?

 

[OHRoadwarrior]

If you are really so concerned, you should pay for dad to have insurance on his car that includes both kids.

 

[WillingToFight]

Well THAT was rude. Do you want help or not?

Putting them on your insurance *might* protect them if dad doesn't get coverage. Insurance on the car comes before insurance on the driver but insurance on the driver can pay if needed. It won't, of course, protect the owner.

It would be much wiser for them to stop driving the uninsured car and get their own means of transportation that they insure themselves.

I'm rude? I asked a straight forward question and got a snarky answer

 

[WillingToFight]

If you are really so concerned, you should pay for dad to have insurance on his car that includes both kids.

Dad has insurance for himself but it's probably sky high due to his credit rating. I'm looking into adding the kids to our policy but there's a question about whether I can since I don't have custody.

 

[Zigner]

Wow, I've gotta admire your nerve. Acting like that then thinking you'll get answers

 

[Antigone*]

Wow, I've gotta admire your nerve. Acting like that then thinking you'll get answers

We could always play HIJACK TRIVIA

 

[Zigner]

We could always play HIJACK TRIVIA

Sounds good...but I refrain from answering because I can't resist the impulse to cheat

 

[Antigone*]

Sounds good...but I refrain from answering because I can't resist the impulse to cheat

No wonder you never play. Remind me never to play a board game with you either!!!

oh yea.... Why are the NFL players wearing pink? (this is way too easy Zig, no cheating necessary).

And in honor of my 10-year anniversary with the same company (today actually) who won the superbowl in 2001?

 

[WillingToFight]

Well THAT was rude. Do you want help or not?

Putting them on your insurance *might* protect them if dad doesn't get coverage. Insurance on the car comes before insurance on the driver but insurance on the driver can pay if needed. It won't, of course, protect the owner.

It would be much wiser for them to stop driving the uninsured car and get their own means of transportation that they insure themselves.

My sister sent me this link:

Do I *have* to put my son on my car insurance? - carinsurancefilter | Ask MetaFilter

 

[Proserpina]

I'm rude? I asked a straight forward question and got a snarky answer

My response wasn't snarky.

You don't know snarky.

 

[WillingToFight]

My response wasn't snarky.

You don't know snarky.

I'm glad that statement makes you feel important