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Want proof bank has my original note

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Flex69

Junior Member
What is the name of your state (only U.S. law)? Texas

I've been researching only to come up empty unless I'm willing to pay thousands of dollars

I've always been in good standings with Wells Fargo and since the bailouts I've been trying to figure out how to make WF prove to me they still own the "original" note or did they sell it? I'm not certain what these procedures, forms are called to enable me to proceed.

What is the procedure?
Where can I find the forms?
Where can I find a case or cases that people have requested this information as a guide for me to follow?

Thanks
 


FlyingRon

Senior Member
What makes you think you're entitled to any PROOF. Until they take you to court, they don't have to show any proof.
The proof is already in your possession, it was all that paper you signed when you took out the loan.
 

Flex69

Junior Member
What makes you think you're entitled to any PROOF. Until they take you to court, they don't have to show any proof.
The proof is already in your possession, it was all that paper you signed when you took out the loan.

The proof is not in my possession. No flames here but Excuse me, I have the RIGHTS to ask. That is MY right. I want to make sure the bank did what they were suppose to do and honestly did not commit fraud. This forum will either help me or I'll continue to dig.

When the banks bought my / your Promissory Note, they did not actually give me / you money. When the banks bought my / your Promissory Note from me / you, they stamped it, “paid to the order of (the third party name) without recourse” and turned it into a check. They took that check and cashed it. They bought the house and I / you got the house. It is just the same as if I / you got the money.

Here is the alleged fraud: they bought everything in their name. I / You sold them the Promissory Note, yes, they paid me / you. They paid the builders, the builder gave me / you the house. The thing is, they bought everything in their name. That is illegal. That is a criminal act in and of itself.

If they upheld the law and did things not as a criminal enterprise –
I / you sold them the Promissory Note, they took the money, they paid for the builder in my / your name, you were given the house in my / your name – this would not have generated the fraud. They were not supposed to purchase anything with that money using their name. They got the Promissory Note. They should have just given me / you the money, but they did all these little tricks to confuse everyone. They did everything in their name to make it look like they were doing the purchase, but they were using my / your money. They were really just an agent for me / you.

The money that they were supposed to give me / you

This being said, I want to see the transactions that took place with and without my consent . Again, I KNOW WE / I Have RIGHTS. Again, no flames just stating facts

Why can't we know? That's a rhetorical question. Because they don't want us to know its all just a big Ponzi scheme. If I get banned for asking these questions, being banned is proof enough that even this forum does not want to give out this procedure. What's the difference if the bank takes me to court or I take them? I asked specific questions only to throw in my face " what makes you think I'm entitled". I didn't ask who was entitled. Why can't you just answer the questions?
 
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FlyingRon

Senior Member
The proof is not in my possession. No flames here but Excuse me, I have the RIGHTS to ask. That is MY
right. I want to make sure the bank did what they were suppose to do and honestly did not commit fraud.
You're mistaken. You don't have any such right.

What "right" you have was to be notified by the current holder of your note when they assigned the contract. There are a few other rights you get on the assignment but none include having them produce any proof to you on your demand.

If you think that for some reason a bank that claims to be the proper servicing organization for your loan isn't, you can check it out through MERS:
https://www.mers-servicerid.org/sis/

The rest of the hyperbole in your post is without legal substance.
 

Flex69

Junior Member
Hmmm, I ask for procedures and get a web site ...l. Typical response from someone who doesn't want us to know the truth.
You more or less say what I'm asking for is hog wash .... Show me where it says I don't have the rights to ask ANY creditor questions pertaining to MY account? I'll wait while you look. Oh wait, there is no legalese law for that .....
 

Flex69

Junior Member
You're mistaken. You don't have any such right.

What "right" you have was to be notified by the current holder of your note when they assigned the contract. There are a few other rights you get on the assignment but none include having them produce any proof to you on your demand.

If you think that for some reason a bank that claims to be the proper servicing organization for your loan isn't, you can check it out through MERS:
https://www.mers-servicerid.org/sis/

The rest of the hyperbole in your post is without legal substance.


Hyperbole you say? I know my RIGHTS


https://www.dataprotection.ie/docs/A-guide-to-your-rights-Plain-English-Version/858.htm
 

FlyingRon

Senior Member
Hyperbole you say? I know my RIGHTS


https://www.dataprotection.ie/docs/A-guide-to-your-rights-Plain-English-Version/858.htm

Ummm... that website describes the law in IRELAND. Texas has not yet succeeded from the United States and been annexed into that country. There is no such equivalent law in the US.

If you KNOW your rights, then why are you here ranting?
 
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Flex69

Junior Member
Ummm... that website describes the law in IRELAND. Texas has not yet succeeded from the United States and been annexed into that country. There is no such equivalent law in the US.

If you KNOW your rights, then why are you here ranting?

Because your not helping and answering the questions I asked in post 1
 

Flex69

Junior Member
My bad, perhaps coming straight from the Attorney Generals office is more clear


https://www.texasattorneygeneral.gov/cpd/protecting-consumers-personal-data


Ranting "no"
Failure to "want" to answer my questions "typical" .... Part of the "system"

So, back to post 1 . You are anyone care to answer my questions and stop all this as per what YOU said hyperbole? Guess your just not used to someone that KNOWS their rights
 

STEPHAN

Senior Member
AMFlex69, even if someone gave you a wrong advice (and I am not saying they did), there should be no reason to show them any attitude. People here are volunteers dedicating their time to help others.

Lawyers are the people that have to accept any attitude, but they get paid to do so. You are of cause always free to find any pay a lawyer. Many will tell you exactly what you want to hear, as long as they get money for it.
 

FlyingRon

Senior Member
My bad, perhaps coming straight from the Attorney Generals office is more clear


https://www.texasattorneygeneral.gov/cpd/protecting-consumers-personal-data
Clear as to what? That bulletin says nothing about them having to give you anything.

Ranting "no"
Failure to "want" to answer my questions "typical" .... Part of the "system"

So, back to post 1 . You are anyone care to answer my questions and stop all this as per what YOU said hyperbole? Guess your just not used to someone that KNOWS their rights

The problem is I told you the answer, you just refuse to hear it. There is no OBLIGATION for them to produce what you are asking on YOUR DEMAND.

You've not produced one indication that there is such an obligation. I gave you advice on how to verify that you're not being scammed by someone who is trying to hijack your mortgage servicing as a scam.

Let me say this again. There is no obligation for them to show any proof to you. The only time they will have an obligation is if they take you to court, ostensibly because you're not making your payments and they wish to foreclose or otherwise pursue the matter with you in the legal system. In that case, you do have the right to invoke "show me the note" as evidence in the court case.

Now if you toned down your attitude and called or wrote Wells Fargo politely and asked for the information, they may indeed provide it to you, but they don't have to.
 

justalayman

Senior Member
Hmmm, I ask for procedures and get a web site ...l. Typical response from someone who doesn't want us to know the truth.
You more or less say what I'm asking for is hog wash .... Show me where it says I don't have the rights to ask ANY creditor questions pertaining to MY account? I'll wait while you look. Oh wait, there is no legalese law for that .....

Sure you have the right to ASK!!! They don't have an obligation to respond as you wish.

Is there some reason other than it's typical of freeman, sovereign citizens, or other similar groups that think that if what they ask for isn't provided the debtor no longer owes the debt that you are asking what you are?
 

Flex69

Junior Member
Sure you have the right to ASK!!! They don't have an obligation to respond as you wish.

Is there some reason other than it's typical of freeman, sovereign citizens, or other similar groups that think that if what they ask for isn't provided the debtor no longer owes the debt that you are asking what you are?

You are correct in your first statement and VERY incorrect with your 2nd statement. I not only know my rights I know the law too I won't beat this dead horse anymore , it's pretty obvious the folks here are part of the "game" too and not willing to educate their fellow human being. BTW, I'm not part of any of those groups you a call speak up. I'm just ME expressing my God given rights and refuse to play the "game" and he a piece of commercial property.

Get educated folks......
 

CTU

Meddlesome Priestess
You are correct in your first statement and VERY incorrect with your 2nd statement. I not only know my rights I know the law too I won't beat this dead horse anymore , it's pretty obvious the folks here are part of the "game" too and not willing to educate their fellow human being. BTW, I'm not part of any of those groups you a call speak up. I'm just ME expressing my God given rights and refuse to play the "game" and he a piece of commercial property.

Get educated folks......

The guy who brings up Irish law is telling others to "get educated"?

Q4P.

:cool:
 

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