Florida
I pretty much just got lost an entire paycheck on my payday. My bank account where I initially received my direct deposit was heavily overdrafted for personal reasons beyond my control and an extreme amount of overdraft fees. So my account was pretty much going to be overdrafted for a while. So a week before payday, I went to my employer's human resources website to change my direct deposit to a different account that I had. The change went through and I was expecting to receive a paper check until my new account was processed, as that's what the website notified me would happen. Now come payday, there is no paper check. Then I look and realize they deposited it into my overdrafted account! After I changed my deposit information. So there goes my entire paycheck in an account, still overdrafted. I get paid bi-weekly and I need to pay rent so this is a HUGE issue. I call my employer HR first and they're telling me call the bank. I call the bank, and they're telling me all your employer. ??? I'm mostly frustrated with my employer. They're telling me there's nothing they can do and that I changed it after my paycheck was already sent to my bank so it's out of their hands. Mind you, I changed my direct deposit information the exact night that they said the money was sent to the bank. This was exactly 8 days before I actually received the paycheck. I'm not sure what my legal rights are here, but if I'm not mistaken, once I change my direct deposit information with my employer, they CANNOT send it to my previous bank account. And if it already "went through" as they said, there must have been some way that they could have stopped it, especially since it was the exact day I changed my account information. I changed my bank information for a reason. Why would they allow it to be sent to an old account like that? This is not right and there must be SOMETHING I can do about this. This is people's lives they are messing with. I am sick of going back and forth on the phone with them. I will be taking some sort of other action, but I need to know what my rights are and if there is a chance that anything can be done legally. Also if there is anything I can do with my bank. They are insisting they cannot return the money back to my employer's payroll. If they do that I can at least have my employer mail me a paper check once my bank returns it. Is that right that it's beyond their control or is it in their power for them to send my paycheck back?
I pretty much just got lost an entire paycheck on my payday. My bank account where I initially received my direct deposit was heavily overdrafted for personal reasons beyond my control and an extreme amount of overdraft fees. So my account was pretty much going to be overdrafted for a while. So a week before payday, I went to my employer's human resources website to change my direct deposit to a different account that I had. The change went through and I was expecting to receive a paper check until my new account was processed, as that's what the website notified me would happen. Now come payday, there is no paper check. Then I look and realize they deposited it into my overdrafted account! After I changed my deposit information. So there goes my entire paycheck in an account, still overdrafted. I get paid bi-weekly and I need to pay rent so this is a HUGE issue. I call my employer HR first and they're telling me call the bank. I call the bank, and they're telling me all your employer. ??? I'm mostly frustrated with my employer. They're telling me there's nothing they can do and that I changed it after my paycheck was already sent to my bank so it's out of their hands. Mind you, I changed my direct deposit information the exact night that they said the money was sent to the bank. This was exactly 8 days before I actually received the paycheck. I'm not sure what my legal rights are here, but if I'm not mistaken, once I change my direct deposit information with my employer, they CANNOT send it to my previous bank account. And if it already "went through" as they said, there must have been some way that they could have stopped it, especially since it was the exact day I changed my account information. I changed my bank information for a reason. Why would they allow it to be sent to an old account like that? This is not right and there must be SOMETHING I can do about this. This is people's lives they are messing with. I am sick of going back and forth on the phone with them. I will be taking some sort of other action, but I need to know what my rights are and if there is a chance that anything can be done legally. Also if there is anything I can do with my bank. They are insisting they cannot return the money back to my employer's payroll. If they do that I can at least have my employer mail me a paper check once my bank returns it. Is that right that it's beyond their control or is it in their power for them to send my paycheck back?
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