Recent content by bearfootball

I live in TX. If I have had a judgement against me, can I set up a checking account in my wifes' name and not worry about them freezing the account?

Come on...even I know CA settle. Thanks for your reply, though

I live in TX, and the SOL has run out on a number of collection agency wishing to get judgements. One did get a judgement against me about 3 years ago for about 10K. My quesion is this: What should I expect in the form of what this agency wants to settle for? I would imagine that they bought...

Thanks, ladynred!

thanks for all the great advice.

when I looked it up on Equifax (I bought the 3/$29.99), it said that in Jan. 01, it was 30 days past due. I was told, that the clock starts ticking, as it relates to SOL, after that. There were no payments made after Dec. of 00. Hope this makes sense.

If a credit report states I was 30 days past due on 1/01, is it safe to say that on 2/05 my 4 years are officially up? I live in TX, and the SOL for legal action is 4 years. Thanks again

what website would I go to to obtain this info? Thanks

where can I go to get this report?

It's been some time since I've posted, but I am about one month away from the 4 year SOL for lawsuits against me. My question is this: Where is the best source to pull a credit report, so I can see the official first month that I went into the deliquency stage? Thanks for all your help in the...

Do most CA sue? The answer is no. Most don't sue, but it's a total crap shoot. It largely depends on the CA, and the CC company.

thanks for the feedback

What is the name of your state? TX I was just notified by a collection company that my case will be taken to court if not paid (I believe them). Here is the catch, the statute is up at the end of this year. Could I arrange small monthly payments, then after my 4 year statute is up in December...

My debt with AMEX amounts to just under $4K. It has sat for 3 years without me making any payments. They have recently sent me a letter for a settlement offer for 25% of the balance. After doing some research, I decided that I didn't want to take that because I want to pay it off and have it...

Treat this like you're buying a car. Would you take the first offer a car dealer makes?? I hope not. Tell them you'll start the payment process after you get paid, and forget all the 23% interest crap. Remember, these scums want your money..they don't want to go to court. Make them a FAIR...