Recent content by caliber

NAF Award in my favor "dismissed with prejudice" and in their own back yard!!!!! What is the name of your state?What is the name of your state? NJ Today, I received and "Order" from the National Arbitration Forum on an MBNA/Wolpoff claim whereby the Arbitrator ordered that the case...

Thanks! Very quick reply--many thanks. I mentioned to a friend of mine that time was not on our side. He thought that if the reform passes they would have to "grandfather" debts. I am investigating while trying to avert further legal action. The cc bank violated the agreement, but this may take...

What is the name of your state? NJ I'm new to this side of the forum. Does the filing of Chaper 7 affect IRA's and once discharged is there a chance the unsecured creditors will issue 1099's or 1099c's? I'm thinking that if the unsecured debt is submitted for Chapter 7 then all of it goes, even...

Case law on arbitration NJ If the arbitration clause includes an conditional opt-out and includes wording to the effect, "if you reject this amendment... send your rejection notice...if you reject, you must pay off the outstanding balance...we reserve the right to close your account." Most...

Aend an objection! Send an objection to the arbitration forum. If the attorney has forwarded you a claim then the procedure to respond should be attached. Follow the procedure and object in writing making sure that you serve(mail) all parties. begin looking for an attorney. I am not an...

Respond! Respond in writing within the time frame. If they ram the arbitration through anyway and obtain an award, you can at least have documentattion on your side should you request a reconsideration. Do you believe you owe this? Did you dispute in writing? Did you do nothing. What's the...

The answer is you! Take one account at a time and review the possibilities. Talk to an attorney*(*competent) before buying into any "program." If you don't wish to dispute the debt, or alleged debt, then settle. That is, if you are behind and in default. If you are current then the cc companies...

How much do they ask for? Keith, NLA's website makes it sound like a cakewalk. I assure you banks are retaliating. And as they do you will have to respond with a counter attack. My experience tells me one must become well-versed in procedure and have legal representation willing to take on...

ask ...to root out the bad.

ask debt guy. Ask me some questions re DE. We need to root out he bad.

Relax Take a breather. Gather up all the documentation. You did save everything, right. If you have not received a judgment(s) yet, then consider contacting an attorney. If you were served with complaints follow the court instructions and answer them, that is if you still are within the time...

Seems to me the bank could readily give me the requested information. Why do you rob banks, Mr. Dillinger? Because that's where the money is! The bank, we were told when growing up, was the place where the money is. And, don't ever challenge. Now I know that there is no money at the bank but...

Obligations? Debt Guy: I believe you are/were a banker for quite a long time. If so, can you tell me for certain if the bank loans out other depositor's money, or their own, or both? And, if they loan out other depositor's money, how would they then support the liability of those depositor's...

What is the name of your state?What is the name of your state?What is the name of your state? NC Disputed(May, 2004), then settled business credit card on an LLC I owned/managed which has since been legally dissolved. Received summons and complaint to me, personally and to the LLC. However...

Thanks ladynred! Thanks for your help! I always know I'm getting a straight answer from you. We will be motioning the court to vacate default judgment Monday and are confident it will be granted. Learned my lesson on this one.