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Recent content by jaytee716

Accident - Bankruptcy - Criminal Law / DUI - Business - Consumer - Employment - Family - Immigration - Real Estate - Tax - Traffic - Wills   Please click a topic or scroll down for more.

  1. J

    collection agency fee and intrest...but I paid the creditor !

    You can call the OC and ask them. I assume that the account #'s listed is the Dr's office account #, and on the other trade line, the account # for the CA. I would still dispute and send along with the dispute, a copy of the paid letter from the OC.
  2. J

    collection agency fee and intrest...but I paid the creditor !

    I would agree and suggest one more step. I would immediatly immediatly dispute the debt to the credit bureau (either by doing an online dispute, or in writing) and demand that the entire CA's trade line be deleted as the debt is not valid. If there is an entry from the Dr's office, I would...
  3. J

    Validation letter

    Looks good to me, but I wouldn't expect to get all of the information that you requested. I am familiar with the CA that you are talked about, as I was in management for a couple of their competitors in Buffalo. Generally, all that they can/will send you is a computer generated letter which...
  4. J

    CA or something else

    If I remember correctly, HRIS does financing for many department stores as well as motorcycles, personal watercraft, snowmobiles, etc. Too many things and names to list here. The collection agency (and that is what they are) is required to send you a notice once they have your debt explaining...
  5. J

    Cavalry Portfolio Serv.

    Once you make a payment on a debt, you are validating that it is yours. Can even start the SOL over again.
  6. J

    Setting up settlement payment

    I agree, don't defer your car payment. I used to work in collections and that was one of the "tactics" that we were told to use; and many collectors would use the, "If you don't make a payment this month....". The reason being, that each collector only has a certian amount of time to collect...
  7. J

    Out of State Bank Account

    What is the name of your state? New York During college I ran up quite a bit of debt and am now working on repayment. Two of my past creditors have judgements against me. I was advised to make repayment to the creditors who have not yet attempted to get a judgement, and to move my bank...

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