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    1. C

      Bank Loan Fees To Be Returned?

      What is the name of your state? What is the name of your state? FLORIDA: My mother dealt with a Mortgage company for 3 months. It was a 3 month comedy of errors on their part and no communication. She finally tired of them and went to a different company. But the first one now refuses to return...
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      Should I File Or Not? Streetwise Advice Needed

      NEW BANKRUPTCY LEGISLATION Me Again I am worried about these changes in the Bankruptcy laws that appear will become law soon. Will this effect any statues that pertain to my situation?:(
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      Should I File Or Not? Streetwise Advice Needed

      Thanks a million again Yes, Have been. I have noticed in the last year or so more & more law firms are going into the collection biz. I send them the standard cease & desist letter and they usually go away. My debt crisis is spread across maybe 2 years. I had perfect credit until Aug 1998. That...
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      Should I File Or Not? Streetwise Advice Needed

      BUT........... I just got my most recent credit report from Trans Union, many of the bigger debts have been sold to others. Where does the Statue Apply?. From when the original creditor sold it?. Or when the debt changes hands it becomes a new one?:confused:
    5. C

      Should I File Or Not? Streetwise Advice Needed

      I am unclear on these Statues of Limitations. Does this mean once I "beat the clock" they can no longer legally try and collect the debt?. In the event I would have to file BK what bout the School Loan money I have in my Account. Thanks for all the help!:)
    6. C

      Should I File Or Not? Streetwise Advice Needed

      More Questions........................ :rolleyes: I recently got a copy of my credit report and a large account that I last paid on in 1997 is still being reported as open and deliquent as opposed to charged off or something like that. You said that the Staute of Limitations is 4 years but...
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      Mentally Disturbed Neighbor

      I DID ! - I DID ! :( The first break-in I let pass as a humanitarian gersture. The other break-ins he was caught and taken into what local police call " Protective Custody". He was then released into the custody of his guardian. I contacted the arresting officer on the 2nd break-in and he said...
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      Mentally Disturbed Neighbor

      HA? NOT so funny if you live here!. Ever since these Looney Losers arrived here our complex has not had a day's peace. Tonight I was able to speak again to the lady in Pennslyvania who had her duplex trashed by Biffo, she told me her attorney told her she must have the judgement she got...
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      Mentally Disturbed Neighbor

      YOUR STATE NAME - Florida: My neighbor got married last year and sent notice to our Condo board her new father-in-law would be moving into her condo. He submitted the required information then 2 weeks later the father-in-law whom we shall call Willy arrives with his new wife, her 89 yr old...
    10. C

      Nightmare Neighbor

      Need More Specifics I think they are denying to our Association president they can. Do you know what law says so?. I will need some idea to look up the state statues to be mentioned in a letter.
    11. C

      Nightmare Neighbor

      We are in Florida. Our neighbor returned back North and is allowing his college student son to occupy their condo. We are an upper middle class adult community where peace & quiet are the norm. He has turned their unit into a frat house with all the usual problems. Late Night loud weekend...
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      Should I File Or Not? Streetwise Advice Needed

      Wage Garnishments Do you think they might try and do a wage garnishment?. If they try will I have warning enough to file before my employer is involved?
    13. C

      Should I File Or Not? Streetwise Advice Needed

      Suppose......... Suppose I do get sued?.
    14. C

      Should I File Or Not? Streetwise Advice Needed

      HELLO: I owe approx 40K in Medical/Dental bills spread across several cards. Most appear on my credit report as Charge Offs but 2 major ones still report the account as past due. Last Payment made on most of these cards was summmer of 1998. I have toyed with Filing Chapter 7 since then, Many of...
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      Florida Bankruptcy Forms

      I have all the NOLO Stuff I have 2 self help books and they have the forms but I need ones I can fill out in a word processor. I have been to FIND FORMS, they have nothing for Florida.
    16. C

      Florida Bankruptcy Forms

      I have been going bonkers trying to find all the forms needed for a Florida Chapter 7 Bankruptcy online in MS WORD or some other .doc type file I can fill out in a word processor. Please post a link if you know where I can find one !
    17. C

      Secured Credit Card

      I have at the moment a secured credit card. I am in Florida. I may be forced to file Chapter 7 Bankruptcy. Should I include the card in the Bankruptcy and discharge it? Or reafrim it? The Bank that issued that card is one of the largest around that issues cards to people with credit problems...
    18. C

      Student Loans

      I know... Yeah, I know the loans are not dischargable that is the reason anyone can get them. Although I think under extreme circumstances the courts will allow them to be discharged.
    19. C

      Student Loans

      Forbearence Thanks for your reply, I am afraid I must. I am in Forbearence until March. If I do not sign up for classes this term I ll be in trouble. I need the loans as I cannot pay for classes in cash
    20. C

      Student Loans

      OOPS I am going to be failing Chapter 7. Should I wait and enroll in classes before filing?. Will it save me hassle getting my student loans?. It seems logical that I should but I need to know for sure

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