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Well, I guess having a process server sign a certificate of service claiming he personally served me at an address I haven't lived at in almost 3 years would be considered improper service. The law firm also pulled my credit report one month prior to serving me...they had my current physical...
"Knowledge is Power - use it as you see fit !
You should take your own advice!
The fictional analogy is purely fictional in the sense that it puts the information in laymen terms so that it is better undestood. The story it tells of the banking system is truth and fact.
No one said what they...
Yeah, you can do what I did and stop paying the thieves! Yeah, I'm being sued but I'll fight these SOB's with everything I've got. AND I've got a very good chance of winning. What they do is WRONG! That they are even allowed to do it is even MORE WRONG!
There is so much information about...
What is the name of your state?Colorado
A default judgment was entered against me (due to improper service).
The original complaint is for $12k+ but references no account numbers--this would be the total of 2 Citi cards.
The judgement against me is for $3800, the amount of one card and...
Debt validation & Cease and desist
Go to www.creditinfocenter.com you will find sample letters for debt validation and cease and desist. Look for Sample Letters link on the left.
Did you get your money out?
Just wondering if you got your money out in time?
I emptied my account when I got wind of a default judgment against me (they never served me) I am awaiting an order for my Motion to set aside DJ from the judge but until then I'm not taking any chances...the most...
I am speaking from my own personal experience.
If they are attempting to collect a judgment then you must have been served at some point. Were you served a summons and complaint? If not you can file a Motion to Set Aside Default judgment or a Motion to Vacate because you were never properly...
You can sue the creditor and the credit bureau for reporting false information.
I have been trying for months to get a mark off my husbands report that is 7 years old, the account was paid in full ($29!!) and was closed in 97 and it reports as being 60 days late in the last 37 months----which...
If you stop paying on the cards the credit card companies will contact you to negotiate. Citi is pretty hardnosed when it comes to negotiations but have been known to go as low as 50%. Others you can start at 20% of the debt and work your way up from there. If they sell the account to a 3rd...
First of all, I would not admit to owing them anything. The burden of proof lies on the plaintiff...they have to prove you owe the debt. pretty easy to do if you admit to it.
Technically you DO NOT owe the debt. Credit card companies are nothing more than glorified loan sharks....and thats...
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