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    1. B

      401k termination question

      Georgia Employer is terminating our 401k plan, and not replacing it. What happens to people with 401k loans? I know they will have to pay taxes, but do they also have to pay the 10% penalty since this is involuntary on the employee's part? Is there any way around this? The question is for...
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      Oil on my beach

      Florida I have a beach front house and if NOAA forecasts are correct I should have oil on the beach soon. When I do it will keep me and my family from enjoying the water. If I do get oiled do I have any kind of claim? This is expensive real estate, expensive to buy, expensive to insure...
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      Employer not paying withholding and benefits.

      Georgia My employer is getting behind in payments and I wanted to know what the law requires and what options I may have: 401k contributions, how long after the money is deducted from my paycheck does the employer legally have to deposit the money into my account? It looks to me like they are...
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      Could I be Hispanic?

      Florida - It has been suggested that I should identify myself as Hispanic because I can trace my ancestry to Spanish Florida. I have never thought of myself as Hispanic and doubt that my surname is, but I’m not really sure. I do not know if my ancestors spoke Spanish, I do know at least...
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      What is my obligation?

      Utah I purchased a TV online from Sony a few months ago. I ordered a model that cost about $1500 and gave them my credit card. Sony delivered the wrong TV; it was a model that sells for about $1100. The two TVs look a lot alike so it took a few days for me to realize I got the cheaper model...
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      Problems with SonyStyle.com

      Florida I placed an online order for a Sony TV with SonyStyle.com Sony’s official online sales outlet. I ordered a KD-34XS955N HDTV for $1699. I received a KD-34XBR970 HDTV, a less expensive set (Sony sells them for $1299). The TV was delivered by Sony’s “Premium Delivery Service”. They...
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      Complicated Real Estate issue

      Florida/California My dead Uncle’s significant other (SO, they were gay) who lives in California has offered to sell me a house in Florida. SO owned the house with my Uncle with some kind of deed allowing the title passing to the survivor in the event of the death of one owner. My Uncle died...
    8. B

      Toilet still leaking!

      I have purchased several houses (but am not a lawyer) and my guess is the seller is either lying or optimistically naive. The problem is you will probably never know what the seller did or did not know and since I would guess $400 is small relative to what you spent on the house you will have...
    9. B

      rules on selling

      I think this is governed by the law of supply and demand.
    10. B

      Selling home Oil Tank Problem

      Good question, the first federal legislation to address underground storage tanks was the Resource Conservation and Recovery Act (RCRA) in 1984 Congress added Subtitle I to it requiring EPA to develop a UST regulatory program. The regulations came later. New Jersey was one of the first states...
    11. B

      Selling home Oil Tank Problem

      In 1972 old oil tanks were not recognized as an environmental problem, so it was not something an inspector would have been looking for. Underground storage tank regulations did not come about until the mid 1980's.
    12. B

      LLC and Liabilty

      I am not a lawyer; I am an environmental engineer with 20+ yrs of experience with the clean up of contaminated sites. So I am comfortable speaking to what I am seeing actually happen with these sites, but not to the underlying legal principals. As to the protection an LLC offers to you...
    13. B

      Home selling problem.....

      What is the name of your state? An update. The day after my first post I informed my realtor that I would not do any of the things the buyer was asking for, and I saw no need to respond in writing as there were no contingencies in the contract. I also told my realtor that I would expect to...
    14. B

      Home selling problem.....

      What is the name of your state? Utah I have a contract to sell my home; in the offer the buyer declined all the contingencies. I thought that odd, but the buyer is a realtor and the offer was a bit low so I thought he knew what he was getting into. My realtor said he felt like it was a solid...
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      moving from state to state

      Thanks, that helps. What about income earned while working in Utah but not paid until after the move to Florida? Or the final payout for unused vaction, it was mostly accrued while liveing in Utah but I was not paid until I had been a resident of Florida for a month. Or the bonus, paid for...
    16. B

      moving from state to state

      What is the name of your state? Utah to Florida In 2003 I moved from Utah to Florida changing jobs in the process. Utah has an income tax and Florida does not. I am trying to figure out what I owe Utah. My moving date is a bit cloudy, I closed on a home in Florida on September 20, I quit one...
    17. B

      Home inspection

      You do need a professional inspection; a treated wooden post support is not necessarily a framing flaw or an unacceptable building practice. In some areas entire foundations are made from treated lumber piers. It would depend on your local building codes and how the work was done.
    18. B

      Roomate left state and $1200 phone bill

      About $200.
    19. B

      Do I need to pay for this work?

      You really need to investigate the contractors claim of water leakage. Yes water can cause a 4 inch rise in a hardwood floor, I have seen worse. After flooding I have seen hardwood floors buckle and rise 2 or 3 feet. It is hard for me to figure out any other cause for it. I have never seen...
    20. B

      Roomate left state and $1200 phone bill

      A few years back I had a similar problem in Utah. I called the phone company and since it was someone else, not me and not with my knowlege or permission that the collect calls were accepted the phone company took them off of my bill and persued my ex-roomate. I don't know the law on this, but...

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