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    1. J

      this is either BK question or Landlord/tenant question. . .

      What is the name of your state? Arizona A friend of mine was renting a room to a friend of his that winded up losing his job, going on unemployment yadda yadda yadda. anyway, my friend had to evict him for non payment of rent and now this other guy may be considering bankruptcy. should my...
    2. J

      Breaking a lease

      anyone over the age of 18 is considered an adult and must sign a lease. check to make sure you signed the second lease or not, after that you can pursue it one way or the other. post on the renter/landlord forum for more help on this question.
    3. J

      Wage Garnishment

      fired for garnishment? i concur with the above posts, but on another note, i'm pretty sure it's illegal to fire someone due to their wages being garnished.
    4. J

      Citibank, CA Non Validation - Judgement HELP!

      www.superiorcourt.maricopa.gov hello fellow Maricopan. go to the superior court webpage and check on the status of your lawsuit. it should have a case number on the summons. if not, you can search by your name in the Civil Court case docket. man, do i love their website! um. after i wrote...
    5. J

      Resort Membership/shady dealings

      i'm not sure, but if the AG's office was telling me not to worry about it, i wouldn't. it sounds like these people don't want to show their face in court for any reason. if there are any entries from this company on your credit reports, dispute them. if you can, get a letter from the AG office...
    6. J

      Violation of Fair Debt Collection Practices Act??

      yes they violated the FDCPA viking violated the FDCPA by contacting your mother more than once. they also violated it when they discussed your account with her. send a cease and desist letter, stating your complaint, and the calls should stop. if not, file a complaint with the FTC. i'm not...
    7. J

      Judgements questions (HELP)

      in order for a CA company to sue you, they have to do it in PA. send them a cease and desist letter. they've been bothering you for two frickin years now, it's time they leave you alone. have you gone back to the dealer and asked for a copy of the letter you signed stating you were giving the...
    8. J

      Coming back to haunt me.

      info on Portfolio Associates... http://www.budhibbs.com/budhibbs/agencydetails.asp?ID=92 this guy's webpage has info on about 125 collection agencies, and Portfolio is one of them. Keep in mind that in order for a VA company to garnish a FL resident's wages, that they would have to sue you...
    9. J

      Wage Garnishment

      if it's a collection agency asking for the money, they can't garnish your wages WITHOUT a court order. how did they get your bf's account information? tell the bank to stop all withdrawals from that company since they are unauthorized. if your bank can't or won't, close the account. this...
    10. J

      Judgement Garnish?????

      even though it is illegal, some debt collectors will threaten you with this kind of garbage to scare you into paying. what county do you live in? contact your local superior court and ask if there have been any civil cases with you involved. they may be (probably are) bluffing. p.s. regardless...
    11. J

      Chapter 13

      discharge possible that all depends on how much you've paid so far, how much there is left in the plan to pay, and on whether or not your creditors have received as much from you as they would have if you had filed Chap 7. in the event that one of you passes, the court might grant you a...
    12. J

      Ex modifying child custody order

      document everything the #1 rule to child support/cusotdy.visitation modifications is DOCUMENT EVERYTHING. every cent you spend, every minute you have with him. www.deltabravo.net has a good Excel-based timetracker program. it has monthly calendars with mileage/expense charts. it's helped my...
    13. J

      Debt Settlement vs. Chapter 13

      What is the name of your state? Arizona Since his divorce two years ago, my husband, who was saddled with all of the community debt, fell behind on his credit cards when he was laid off. anyway, there's about $12K in "charged-off" debt on his credit report, two cards of which are still...
    14. J

      Enforcing Divorce Agreement

      not a legal effect, true. but it will document her desire to have them home at a reasonable time. while the term "reasonable" is up to interpretation, if he's bringing them back at 9 or 10 pm on school nights, that is NOT reasonable. anyone with half a brain or school age children would know...
    15. J

      Enforcing Divorce Agreement

      tough one.... here's my suggestion... a) if you can, pick them up from his house yourself at 7 p.m. or b) send your ex a certified letter (keep a copy) stating that you would like the children returned at a reasonable time, no later than 7:30 or whatever time you think is appropriate, and...
    16. J

      Bonehead move..

      Re: Yikes! A Motion is more likely to be accepted than an actual "appeal". Appelate courts don't like to overturn Family Court rulings unless there is an OBVIOUS error (i.e. someone forgot to carry the one in their calculations). hopefully the Motion will be successful. document everything...
    17. J

      child support clarification

      can you file a "motion to modify child support"? you usually don't need a lawyer to file that. if the situation as far as visitation and income is still the same, the amount of CS ordered should be the same as it was originally. there has got to be some legal channels you can take to end this...
    18. J

      Here's a good one...

      John If you pay $250 a paycheck, and you get paid bi-weekly, you're paying $6500 a year, which is, imagine that, $125 a week. There are two times a year when you get a third paycheck in the month. This year, i think it's july and october. if your payroll dept DOESNT take out those two $125...
    19. J

      Relief, Stay, Evil GirlFIEND

      CS and BK filing bankruptcy usually DOES NOT STOP the obligation of child support. this is an issue for family court. here is the Florida CSE page. look on here for more info... http://sun6.dms.state.fl.us/dor/childsupport/guidlines.html you might not be able to get him for back support (you...
    20. J

      Is this a lease?

      dont know if they have a "lease" or not, check out the "state resources" at the top of this page. as far as the forms, this page has a "Legal Forms" page you can browse through. it covers just about all L/T situations. good luck

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