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Am I Getting the Right Life Insurance???
Still need to know what type of insurance you have. It obviously is not term. Probably whole life, but maybe Universal or Variable Universal life. Let me ask you something though. If you pass away today, how long can your family live on 100k? You make 75k. You in my opinion are way...- wanabath
- Post #3
- Forum: Life Insurance & Annuities
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Stepfather says I'm responsible for deceased mom's debt, please help
Dandy Don is correct. The estate executor is responsible for paying the debt. Dandy Don never said in what way he is responsible for paying it. He never said the estate executor would have to go get a second job and refinance his house to pay the debt. You are so damn smart JETX I should not...- wanabath
- Post #6
- Forum: Life Insurance & Annuities
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Too Many Points
not get any more tickets might work- wanabath
- Post #2
- Forum: Speeding and Other Moving Violations
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Refinanced, now original mortgage co says i owe them money???
Sounds kind of shady, make a confirmation that it is in fact the mortgage company, and not someone fraudulently stating they are the mortgage company, just my two cents. You can contact the new mortgage company and have them send you a letter that they bought the loan, send a copy to original...- wanabath
- Post #3
- Forum: Mortgages, Refinancing & Foreclosure
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Went with other offer...now being charged
Sounds like he is harassing you. You owe him nothing!!!! If he calls to talk to you three way in the California Banking department at 1-916-227-0931 and then say good bye to his job. You should actually call the banking department and report him, it could save others from being screwed from...- wanabath
- Post #2
- Forum: Mortgages, Refinancing & Foreclosure
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buyer may not meet closing deadline
Can someone try to explain to me what the deal is with all these realtors that have been trying to demand commissions out of people, without closing the deal.- wanabath
- Post #2
- Forum: Buying & Selling a Home
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Bait and Switch? - Rate Hike at Signing
contact your state banking dept. 1-702-687-4259- wanabath
- Post #2
- Forum: Mortgages, Refinancing & Foreclosure
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University Parking Citation Question
I recieved a parking ticket about 5 years ago from a college that I no longer went to. They sent me letters saying that they would not release my transcripts if it was not paid. To bad I dont need them. About two years latter I got another letter from them to pay the ticket. Thought that was...- wanabath
- Post #6
- Forum: Parking Tickets and Non-Moving Violations
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Mortgage (refi) process
You are getting all uptight about nothing, relax. He is just waiting on the title company to do there part of job.- wanabath
- Post #2
- Forum: Mortgages, Refinancing & Foreclosure
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Claimed Breach
I would simply tell the realtor to go to hell. Then explain to him that you were planning on using him still for a home purchase, but due to his unprofessionalism and greed you have selected a new realtor. Remind him he is comission based, and he gets paid if the deal goes through, if not he...- wanabath
- Post #2
- Forum: Buying & Selling a Home
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Advise needed
you should have the money moved into your own plan, and not allow your old employer to have control over it or have it in they plan. Contact a financial advisor in your area and have him look into it.- wanabath
- Post #2
- Forum: Brokers & Investments
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401K non-spouse beneficiary
And is your lawyer a financial planner also?? OK advice but speak with a financial planner, aside with your lawyer and cpa.- wanabath
- Post #4
- Forum: Wills, Trusts and Estate Planning
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Beneficiary of Life Insurance
You are not taxed on insurance proceeds.- wanabath
- Post #2
- Forum: Life Insurance & Annuities
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401K rollover to IRA
oh ya, and include in with everything Mary has said, that this is now coming to you as income fo rthe current year, which will raise your income taxes on your regular income. My advise without knowing all the details would be dont do it. Look for other ways to invest your money than those...- wanabath
- Post #3
- Forum: Life Insurance & Annuities
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Can a lender "change their Mind" on a loan approval?
No. You most likely would have had the same problem with "all the other brokers that had great rates for you." What are your fico's??? Going through bk, how far are you through the process. I do not know your situation, but lets be honest with each other wpuld you want to loan money to...- wanabath
- Post #2
- Forum: Mortgages, Refinancing & Foreclosure
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Lenders requirement to furnish GFE
also find a a broker in your area rather than a bank, more competitive rates- wanabath
- Post #3
- Forum: Mortgages, Refinancing & Foreclosure
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crooked mortgage broker
I can not see you still having to pay closing costs, or the seller suing you, it is not your fault. It sounds like used car salesman tactics to get the close. I hate this because I am a broker and have to compete with sob's like this that lie about rates. Turn the broker in to the state...- wanabath
- Post #5
- Forum: Mortgages, Refinancing & Foreclosure
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turning lane, passed left (in turning lane) of person turning right
What is the name of your state? Arizona I was pulled over for using the middle turning lane to pass someone as they had slowed down to make a right hand turn (yes their blinker was also on). Though I understand that "I am not suppose to pass anyone from this lane" does it sound like something...- wanabath
- Thread
- Replies: 2
- Forum: Speeding and Other Moving Violations
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bad good faith estimate
Be happy that he called you back to let you know of his mistake. Good Faith Estimates are just that estimates, and really do not mean much more than to make a consumer happy. stay away from banks, I am a broker and have done many loans for bank employees, banks can not touch me when it comes...- wanabath
- Post #3
- Forum: Mortgages, Refinancing & Foreclosure
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Insurance Money
Death benefit proceeds are not a taxable event.- wanabath
- Post #3
- Forum: Life Insurance & Annuities
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