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    1. A

      Considering bankruptcy, a few questions

      What is the name of your state? Michigan I had a few questions when I was thinking about bankruptcy. 1) What does it cost to do without an attorney? I definitely cannot afford an attorney. I don't have any property or anyhing complicated. Do state legal aid agencies help in directions in...
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      How do I set up an escrow account?

      What is the name of your state? Michigan. I am having problems with my landlord (dealing with a Realtor) fixing things in my apartment. I want to put my rent into an escrow account. I called my bank but it seems like they don't do this. They only do escrow accounts with mortgages. Anyone set up...
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      Waiver of fees for divorce in Michigan

      What is the name of your state? Michigan. Is there a certain form that I file to have the filing fee for divorce waived in Michigan? It says in the Civil Procedure Michigan Court Rules that fees can be waived or suspended for indigent persons, but it doesn't specify if it's a specific form, or...
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      What are tenants rights if apartments are not up to code?

      What is the name of your state? Michigan What are the tenants rights if their apartments are not up to code? One neighbor has stuff leaking from the basement that is sewage. The hole in her closet where it is leaking is has not been fixed. There are other things they haven't fixed, such as a...
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      Wife's Indescretion

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      Seventeen year old debt

      I would think the SOL has long expired on this, if there is no judgement against you with it. I don't know what state's SOL's would apply, but the SOL's in Oklahoma are Written Contracts, 5 yrs; Oral Contracts, 3 years; and Promissory Notes, 5 years. SOL starts from the date of the first...
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      Been out of country

      Do you have any judgements against you for any of this debt? If not, then the SOL is up for them to collect it. I don't know if Arizona considers credit card debt written or oral contracts, but the SOL is 6 years and 3 years respectively. After 7 years it will come off your credit report. So if...
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      SOL up on old debt

      Limited C&D Letter If you're not sure about the SOL, a Limited S&D Letter can be used, basically telling them only to write you, not to call. Anisah in NJ
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      Help, more of a mess!

      I live in NJ. I've been renting a room in a condo for one month, I have 3 children and me in the room (share kit and bath). The neighbor downstairs has complained to the city about water leaking from our bath to hers, and the noise of my children and I in the condo. The landlord is pissed off at...
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      30 day notice, written or verbal?

      I live in NJ. Does a landlord have to give a written 30 day notice to quit in writing, or can it be verbal? Thanks.
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      Can he get custody?

      Yes I am worried with our living situation. Hopefully the judge won't do anything radical since the kids aren't in a dangerous situation and they are in school. Probably depends a lot on the judge, and if my ex has an attorney. I think he did the application himself. I am going to see if legal...
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      Can he get custody?

      Thanks for your imput Breana. I haven't really talked to the kids about it. When their dad didn't see them for weeks on end, my son age 10 would cry, and get mad at me (since I was there and his father wasn't), but now he doesn't get his hopes up. He's kinda hardened his heart, or just gotten...
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      Bankruptcy WITHOUT a Lawyer

      kimsch72, What was that website? kimsch72, what was that website you said you used to do the papers? I live in NJ. Thanks! A.H.
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      Can he get custody?

      I live in New Jersey. My ex has filed for custody of our children, ages 8 and 10. We have been divorced for 6 years (joint legal custody). Basically he is angry because the child support was raised last year. But he has not been involved in the children's lives much. Mostly he sees them for a...
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      Dual Citizenship & Child Protection

      The following is from uscitizenship.info: "The US State Department -- traditionally quite combative in its handling of dual-citizenship claims -- has changed the way it handles these cases in recent years, and it is now much easier to retain such a status without a fight than it used to be. "...
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      The attorney comes back...

      How old is this credit card debt? The statute of limitations may have expired on it. I believe it is 6 years for credit card debt in NJ. Second, don't listen to anything they have to say! You can stop them from calling you and your family. This site has great info...
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      CC threating legal action

      How long ago did you stop paying on this credit card? Of course they are going to try to get as much out of you as quick as they can. They cannot garnish 65% of your wages! I believe they cannot take more than 25%, but I may be wrong. $500 a month is outrageous. Don't talk to them on the phone...
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      10 year old debt

      What is the name of your state?I live in NJ. I got a bill from a debt from 10 years ago. Must be a collection agency (The Westmoreland Agency). I don't have a home phone so haven't gotten any phone calls. Do I send them a letter disputing the debt (since it's over the sol, it's for a credit...
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      CS dischargeable??

      Sorry but this is just too much! Children are not possessions you buy on a credit card then cannot pay off. If cs could be bankrupted, there would be millions more bankruptcys, and many children would not be supported. :mad: Anisah in NJ with 3 children, 1 of which is not being supported by...
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      Law Office calling my Father

      I live in New Jersey. A law office called my dad in Nebraska. I don't know what debt they want to collect. I don't know how they got his number either. How can I stop them from calling him? Thanks! Anisah

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