Accident advice

[Zigner]

I called the police and, from a detective no less, I heard today: "We can do nothing. Sorry. Your insurance company should be able to find him using his plates."

(I did not "misunderstand" yesterday or similar. He was crystal clear then - and again today.)

My insurance company: "We cannot use plates to find people. Sorry."

My doctor: "I'm off today, see ya Monday."

So - I can pay the deductible myself, if I want my car fixed AND my dr. bill paid (even if it's just an office visit).

Or I can do NOTHING, which is what I was doing when I posted this.

My original question stands: I have a damaged car, a missing driver who rear ended me, zero help from the police, and a sore back.

What is my next step?

Your damage is "about $500". I would imagine that your deductible is either $500 or $1,000. Your next step is to get your car fix and keep trying to find the guy.

 

[cedeng]

The damage is about $550, technically, got a written estimate at the body shop within 60 minutes of the collision, which I took with me to the police station.

My deductible is $250, so probably worth it if I want my nearly-new car back to nearly new. And there's always the chance the estimate is low, or WAY low.

The thing is - it's all one insurance claim, so I can't parse it out - in other words, if I need medical reimbursement at any point, I will ALSO be paying the $250 - so I might as well get the car fixed. Or I might as well NOT go to the dr., which just seems nuts, I'm fairly sore. Probably nothing. Probably.

It just totally sucks that I was minding my own business, now I'm out $250. Price of living life, I like to say at times like these.

But regarding finding the guy - that will probably happen, and he will probably not have insurance, and I will probably be in the same boat I'm in now.

 

[ecmst12]

Try a lawyer.