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all alone here and need some help

  • Thread starter Thread starter bdouglas
  • Start date Start date

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B

bdouglas

Guest
What is the name of your state?
Arizona


Okay,

I got into an accident with the neighbor sirectly across the street from me. I had backed out and my car was fully in the street and just as i finished backing up and then she backed out and hit me. My car was fully in the street but only her back wheels and backend of her car had made it into the street. There was very little cosmetically noticable damage to my car though the other car did sustain some damage to the back corner. I didn't have any insurance at the time, so i didn't want them to call the cops because i didn't want to get a ticket for not having proof of insurance and the accident seemed quite minor.
Then two or three days later the husband comes to me with an estimate for $2500 and demands that i pay it or else he will call the cops. I told him he should just go through his insurance company and if he wanted to call the cops to go ahead, because i didn't think the accident was my fault and i wasn't going to be blackmailed into paying some huge bill. He said he didn't want to go through his insurance because his rates would go up and that he was going to call the cops. I have not heard from the cops but have since purchased insurance since i do not want to be in this situation ever again.
Apparently the guy has stopped by the house numerous times to talk to me but i have not been home and my roommates have answered the door. He supposedly left a copy of the estimate and a note about how i supposedly "left the scene". However i did not leave the scene. I stood outside and talked to him for a good twenty minutes after the accident and we both went our separate ways. He just didn't call the cops.

There were no witnesses to the accident. No police report.

I need someone to give me advice and how i should defend myself. I don't know what he is going to do next. I wish he would just leave me alone.

The approach i have been taking is just avoid him until his insurance company contacts me or he files some type of suit.

One thing I'm afraid of is that he will file suit and i will not know about it and somehow lose by default.

The guy is totally a hard ass, and would not likely accept any type of settlement. He maintains that I'm totally at fault because his wife had "barely even got her back wheels in the street".

there were no injuries

Need some advice.
 


robbob

Member
By the way the crash was described, it seems clear the damage should indicate that she hit you. Tell the husband YOU will be the one to call the police if he does not stop harrassing you!
 
K

kay1330

Guest
Seems like you were both breaking the laws, you with no insurance, her hitting you. Insurance should help her, but you with no insurance, there is no help for that. Were you just waiting to get in an accident before you purchased the insurance you should of had?
 

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