Auto Injuries

[haegrrl]

What is the name of your state? Texas

I was in an vehicle accident a few months ago and the other person was at fault. I now have some permanent injuries in my neck (rear-ended at 45 miles per hour while sitting at a stop light) that will far exceed his policy limits. Do I have to seek an attorney? Or am I just stuck with his personal injury policy limit? Can I ask for more? My doctor bills are half of his policy limit.

Thanx

 

[djohnson]

You can always get an attorney and sue. Whether you win or not is not guaranteed. Keep in mind an attorney will also have fees.

 

[josie1]

auto injuries

what about under insured coverage on your policy? you have a right to make a claim there is primary liability coverage is not enough

 

[haegrrl]

Do you mean the other driver's uninsured policy? Because I definitely will not put it on my insurance. It's one thing I do know, 2 or more not at fault accidents within 12 months can cause your rates to increase or even cancellation. That much I do remember from working at the Texas Dept of Insurance. What if I have a non at fault accident within 1 year. I was the passenger in this vehicle, my insurance does not need to be involved at all. Thanx