F
ferna1975
Guest
What is the name of your state? Illinois
I just found a summons in my mail box this morning to appear in small claims court in a couple weeks. I am being sued by Sprint PCS for a principal balance of $2006 for an old cell phone bill.
Sprint claims that I have owed the above amount since 2001. I have recently moved and at no point did I ever receive any past due notice or any correspondence attempting to collect this debt.
If the collection agency would have successfully contacted me as the other agencies have, I may have been able to settle this debt before they resulted to a law suit.
At this point, I am not even sure that the debt is fully valid but am willing to settle the amount owed if I could work out some type of payment plan or reduced settlement amount.
I currently have past due debt from several other collection agencies. I have recently and successfully been able settle some of my past due debt and have been desperately trying to settle the other outstanding collection debts.
I would like to avoid a judgement on my credit file. Is there a chance if I show up to small claims court that I can settle this debt without a judgement appearing on my credit file? Can I avoid wage garnishment? Should I contact the collection agency/law firm that is sueing me on behalf of Sprint prior to my court appearance? What are my options? Please help.
Thank you.
I just found a summons in my mail box this morning to appear in small claims court in a couple weeks. I am being sued by Sprint PCS for a principal balance of $2006 for an old cell phone bill.
Sprint claims that I have owed the above amount since 2001. I have recently moved and at no point did I ever receive any past due notice or any correspondence attempting to collect this debt.
If the collection agency would have successfully contacted me as the other agencies have, I may have been able to settle this debt before they resulted to a law suit.
At this point, I am not even sure that the debt is fully valid but am willing to settle the amount owed if I could work out some type of payment plan or reduced settlement amount.
I currently have past due debt from several other collection agencies. I have recently and successfully been able settle some of my past due debt and have been desperately trying to settle the other outstanding collection debts.
I would like to avoid a judgement on my credit file. Is there a chance if I show up to small claims court that I can settle this debt without a judgement appearing on my credit file? Can I avoid wage garnishment? Should I contact the collection agency/law firm that is sueing me on behalf of Sprint prior to my court appearance? What are my options? Please help.
Thank you.