car hit my leg...

[DNrep]

What is the name of your state? california

...my emergency room bill is $600. after my dads insurance(A), its $50.
the other guys insurance(B) is paying for the bill(he's the reason i was there)
BUT, they are giving me $600 in my name, not $50.

i need to find out if i should sign the paper and keep quiet, or let them know it's only $50, i think. i gave them a copy of my bill to pay, and they saw everything, but they still sent me a settlement contract for $600.

i dont know whats supposed to happen. the accident happened last november, my dad wants me to get reimbursed for bodily injury AND the ER coverage. my employer has pics of my bruised leg. no fractures. missed a few days of work.

thanks

 

[AceHigh300]

Well, considering that you didn't get REALLY injured, you COULD just take the $600 and be happy with that, or you could hire a lawyer and see if you can get some extra $$ for pain/suffereing or lost wages

 

[DNrep]

so the $600 was to keep me quiet and release the guy of hitting me, says my lawyer. (he's not charging me though)

right now im fighting to get some extra comp. for the crap i had to go through. so we'll see how it goes, im posting here as a log of the progress.

 

[tammy8]

I guarentee you that your health insurance carrier will likely come after you for the money they paid out due to this claim. Keep it and save it for this.

 

[DNrep]

really? but my dad paid our ER $50 deductable, and now his insurance is paying me for that plus damages. why would my h.i. carrier want my compensation?

 

[RunningOnEmpty]

Because they are legally entitled to recover monies they paid for your bills that were a direct result of somebody else's negligence, and for which you have been compensated by the other party's carrier.

Most health insurers will expect you to reimburse them the amount they paid on your behalf, after you have settled your claim with the other party's insurance. They usually send out a letter to this effect, when they get around to it,. (which could be immediately or many months after the date your service was provided). They are not as conscientous about smaller bills, such as yours. They don't waste any time notifying their insureds on the really large bills.

Make sure you get enough to cover your ER bill, your wage loss, any prescriptions, anything out of pocket. Plus you should also get something extra, for your "pain and suffering." With a one-time ER visit, don't expect big bucks.

Take the extra $550 that your health insurance company paid on your ER bill and put it in the bank. That way you will still have it when the health insurance company comes calling. And if you never hear from them, oh well...... that sometimes happens, too.