change in insurance company

[isp.cisco]

What is the name of your state (only U.S. law)?
California

I had been involved in minor accident, other party claim 745$. and she is try to claim injury on this incident. So my insurance company is try to settling down. it is not closed yet.

My question is if i want to change insurance company for my CAR Can i do that ? or do i need to wait to close this accident case then i can change it ?

if i want to change what would be reaction possible happen from my current insurance company .
[ reason to change is better coverage from good known company and less premium ]

 

[tammy8]

Did you report this open claim to new carrier?

 

[isp.cisco]

Tammy,

No. Do i need to tell them ?

it is mandatory to disclose or not to new carrier , they already checked my driving history and after they gave me quote for my auto insurance.

 

[Zigner]

Of COURSE you have to disclose it...there's question's about it on the application!

 

[justalayman]

if you do not disclose it, when this accident shows up on your record, you will get, at least, a notice of the new costs of your policy. It might be a cancellation notice though if you failed to provide all requested info when you applied for the insurance.

 

[isp.cisco]

i just talked to insurance company agent.

Agent he said, he already seen details of accident in when he run my drive history. but claim is less 750$ so it does not effect anything.

So insurance company is known to his accident.

Now in this case if i change insurance company ? Can i do that without any hassel ?

 

[justalayman]

changing companies shouldn't be a problem. Just let the old company know.

 

[isp.cisco]

further to this..

my existing company move investigation to lower cliam deaprtment. So case is not closed yet.

so my question is accident happen in Month of april. and this is June still matter not resolved. And i want to change company with open claim case. Can i do it without any problem ?

 

[ecmst12]

You got your answer. There is no reason you can't change companies while the claim is still open. The original company will continue to work on the claim until it is resolved. Getting a new insurance company NOW does not mean you suddenly had a different insurance company THEN (on the date of the accident). It may take a few more years to be totally settled.