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Child Support question?

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WyattJ

Member
Dilemma

Today I took my son to his dentist appt, as I was waiting my son's dad had his girlfriend come up to pay his half of the visit ($10.00) and she explained that he worked late and is at home sleeping.

Okay I have a question.

He has insurance on my son...with a $150.00 deductible - he says that I have to pay the half of that. What I am wondering is how does that work. My son has another dentist appt in 6 weeks with a lot of work to get done so we would be using the dad's insurance (today we used mine).

My understanding is that if the amount of work to be done is more then the deductible there shouldn't be a bill or we have to pay that deductible before the work?

I am soo cunfused in all of this. Can someone please advise me on how this all works.

Also...Feb. of this year my son had work on some teeth (yes - I know sounds like I not doing my job right - he brushes twice daily, maybe he needs to improve - please no bad marks on me for that) and I had to pay $129.00 - which would have dad pay half ($64.50) to this date he has not paid - I know regardless of CS he still owes me that half. Im thinking of going to the Court and getting the order to show cause for not paying me that half.

I suggested to him that we can even it out if he goes ahead pays the deductible and I will pay the difference from what he owes me...that would leave me to pay $10.50. I'm not asking much, hoping we don't have to go to court over $64.50. If I had to go to court over that money and I finally got him from him I would apply that money anyway to the new dentist appt (that is if I can get the court done and over with before appt)

Then today I called his work for a booklet of insurance and she said that they don't have any - not even a office one. So I asked for the insurance's address which she gave and I will contact them for it. He expects me to use his insurance but won't give me one then won't even show up for his appt's. What does he expect his girlfriend to do all the running for him.

If you can answer anything it would be appreciated.
 


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FJ1200guy

Guest
It wasn't my theory, Hex... and she can get the info from the insurer by written request too, buddy. :)
I can tell you how my ex and I work, but this guy you're dealing with sounds pretty unreasonable... we split all out of pocket costs 50/50. That is determined by the bills that we recieve. It's per our CO, not sure what yours says. :)

Make sure when you get ahold of the insurer to get yourself the cards too! :)

Happy Holidays Hex, Wyatt and Nextwife.
 

WyattJ

Member
Thanks FJ - HAPPY HOLIDAYS to you too.

But that does not answer my questions. I just got done talking to him again...he is mad that I got his insurance address so I can request a book and cards, he told me to let him know if I recieve anything cuz then he can sue the insurance company - something about a medical confidental act...I don't know. Well see - and I probably won't even let him know...lol
 
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FJ1200guy

Guest
Good Lord, do not worry about it! He can't sue anyone! The insurer, or employer (whichever) are REQUIRED to give you this info! REQUIRED! Any information the DAD gets, YOU can get... period. :rolleyes:
 

WyattJ

Member
Let's hope he is not DUMB enough to pull that but I do have to question is maturity....lol
:eek:

Believe me I'm not worry about if he "tries" to sue his insurance company for giving me information. I'm only worried that I have to lose money out of my pocket that I don't have to begin with.

That goes back to a working mom - laid off right now and raising a child, I have my huband's help..but it's not his responsibilty..hell he has 4 children from previous marriage he takes care of. True I am a package deal but (always a but..lol) my son has his bio-father that could care less.
 
J

jez51

Guest
WyattJ said:
Thanks FJ - HAPPY HOLIDAYS to you too.

But that does not answer my questions. I just got done talking to him again...he is mad that I got his insurance address so I can request a book and cards, he told me to let him know if I recieve anything cuz then he can sue the insurance company - something about a medical confidental act...I don't know. Well see - and I probably won't even let him know...lol

Unless your CO is written in some off the wall nonsense, you are entitled to the insurance card and info, on your son only. And if your CO requires him to provide Insurance and pay half of out of pocket expenses, make a copy and highlight it for him. And on the child support, he can tell the judge he's got 10 kids and it won't matter. You need to quit listening to him, he doesn't know as much as he thinks. Call his bluff.....
 

WyattJ

Member
My CO doesnt state that he needs to provide insurance or book but I get help with CS and they requested that he get the insurance .....wouldn't it be common sense for me to have one?? The only reason why I wanted help is to keep up with him moving from job to job cuz he would never tell me. I tell him everything regarding the child, he is just being an ass.:rolleyes:
 

KAMIAKI1

Member
Insurance card

Why don't you go back to the dentist office you both visited and ask them for a copy of the insurance card he gave to the dentist? That would be one way of getting a copy! Unless he didn't show up. Or unless he didn't give them a copy and your insurance paid for it.
Just a thought.
 

haiku

Senior Member
actually with the new confidentiality laws, if dad does not list mom as being able to share in the information, there are some things legally the ins. company cannot give to the mother.

My child has blue cross through my husband, I am listed as mom, but because I am not the billed person, they cannot talk to me about much of anything, but the name of her doctor. My husband had to sign a release form for them to talk to me.

whats dumb about it is, aside from the fact I am MOM. I am the one who does all the paperwork, and I am really the one who handles the ins., everything, I am the one who applied for this ins. initially LOL not my husband. I just put his info first as dad. So old fashioned girl that I am, I shot myself in the foot when there was a problem and I needed to fix it.

I think she may have to court order him to get him to release this info.
 

WyattJ

Member
And that is what I do plan on doing after the holidays. This week alone I have took my son to the hospital and used my insurance (medical card) because I called dad both times and told him I was on my way up and he never showed up - well the first time he did but that was three hours later and I wasn't going to deal with it anymore.
 
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FJ1200guy

Guest
Do you both have insurance on the child? I thought you said you did when you commented on the dentist visit... if so, this may help understand the whole COB thing, including deductibles:

http://www.ins.state.il.us/HealthInsurance/coord_benefits.htm

(I can't say for sure because I got bored reading through it after a few examples, so I'm just HOPING it helps. lol)

Also, instead of trying to figure out who to believe about the health cards and stuff, I'd try to call the Child Support Customer Service Call Center for Il, the number being: 1-800-447-4278... I believe. If it's not the right one, let me know. I think they can answer your questions... just be patient with them, after all it IS a gov't office. LOL ;) Good Luck to you.
 

WyattJ

Member
Oh yeah we both has insurance but with me having the medical card and the gov't helping me with CS they demanded that he carry insurance when he is able to....My only problem with that is he won't give me his card - duplicate or copy so I don't have to worry about medical card comming back saying we cannot help pay this bill because his dad has insurance too.

I still and will continue to call him even if I have a copy of his card...I think that is one problem why he won't give me one. He thinks I will not call anymore...WRONG our papers state that we both have to contact each other when medical attention is needed for the child. So I will continue to call him either way.

That web page for what I have read some far is very helpful.....THANK YOU....after the holidays I will read more on it. I will save it. It's interesting, and I will call that number after the holidays too.

THANK YOU FJ.....I needed that. :)
 

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