close to foreclosure

[dvellis]

I live in Ohio and I am close to foreclosure. I am still current on the loan, but it is getting difficult to keep up. My wife and I are divorcing but have been waiting for the house to sell, which has been on the market for almost a year. There are no buyers out there! I have to get out from under the house so I can afford the divorce. Anyone have a suggestion on what to do? I am considering bankruptcy or foreclosure just to get it over with, but I know it will wreck my credit. HELP!

 

[TRISHMAZUR]

You can file a chater 13 to buy time usually a good while, to see if it will sell then voluntary dismiss the 13 it will show on the credit but it will show dismissed. Check into investors to buy the home you will get a small profit not alot but will be out from underneath it.

 

[vahomebuyer]

Like the above poster suggested maybe find an investor in your area that could help you out. I have helped ppl in my area under similar circumstances and they did not have the bad mark of a foreclosure on their file. Do realize that an investor is a business person and does expect to make a profit, but make sure whomever you are dealing with does not take advantage of your situation. I know some investors in your are that might be able to help if you feel so inclined you may contact me via my profile or veronicasurvey at yahoo
Hope you get your problem resolved and best of luck to you.

V