Collection on co-signer

[jdavila3]

ArialWhat is the name of your state? Texas
I co-signed for my daughter and son-in-law to get cell phones with T-Moble. They let the account go and I was not made aware of it until it showed up on my Credit report. They have made arrangsments to pay this out. Can I get this off my credit report.

 

[Some Random Guy]

It shows up on your credit report because it is a valid past due debt that you are liable for. Your only hope is to have T-Mobile remove the bad info from your records. Ask to speak to a manager at T-Mobile who knows something about "Pay for delete". You will probably have to pay the entire balance at once.

Although T-Mobile is more trustworthy than 3rd party debt collectors, you should get any 'pay for delete' agreement in writing.