What is the name of your state? Nevada Not sure where to post this. Filed ch-13-2003.Day after filing 2nd mtg bought 1st(unknown to us until Jan. 04)Transaction included money listed as arrears in bk(now we were paying interest on them &they were in our plan) 2nd sold it to an individual, revocable living trust.He went to court in Feb.04 and asked for relief of automatic stay. said he did not know the note was in bk when he bought it and had entire mortgage put in bk plan(therefore entire balance due at end of bk) Atty would not listen to us that the numbers were wrong even though we showed him the proof(that actually came from our mortgage holders atty) No contact with our new mtg holder & he would not accept certified mail with payments. Att did not see a problem even when this man started forclosure due to non-payment. 7mos after filing, trustee filed proof of claim on behalf of original 1st mtg even though they had been paid in full. Our atty would not file an objection. Trustee started making payments to them so they were being paid a second time. Told by atty to refi. He sent us to a co. we later found out to be a predatory lender in aug.04. given docs to sign one day before trustee sale was to happen.They included the mtg with past arrears added in and the same arrears in the bk. Told we had to sign or lose our home to the sale. Mtg payment now $2300 which they knew we could not pay. Atty said he could not help since everything had been done legally for the past year by our creditors. We later found out that one missed mtg payment made it $4000 now. We sold our home in May,05. Oct.03 total mtg= $186,000 + approx. $17,000 arrears in plan. Dec. 03 total mtg now= $203,000 + $14,000 arrears(these are included in the 203,000) We refinanced on $237,000 in Nov.04 & sold our home for $404,000 in May,05. We walked away with $40,000. We also asked to have our bk dismissed before the sale because we were not happy that we had paid our arrears 3x over in the bk. If our atty had just filed the objection, we could have possibly refi-ed on that extra money and almost paid off all our creditors but now it has ballooned into much bigger problems. State bar said we could go after our atty on our own but in this town everyone knows each other and won't help. Can anyone help? Is there atty malpractice or creditor fraud (for walking away with money not his) going on here? I have been working on this & researching it for almost 2 yrs now & my health cannot take it anymore. Sorry this is so long but it is this complicated & i even left some other facts out.