Concerned I’ll be charged for a service

[Michael1822]

Hello. I’m sorry if I’m posting this in the wrong location.

Quick backstory:
I went onto a cam to cam website. On the site you pay models to perform for you.

It’s a pay by the minute service. You enter in your name, email and credit card details. From there you’re billed for the time you use.

I used it once and decided the website wasn’t for me. It seems as though a lot of the models on the site were using prerecorded videos and the service wasn’t live as it promised. It made me feel a bit uneasy actually. I started to think it was a scam.

I went to close the account and I all of a sudden had a message stating that I owed about $120. I checked my bank account and it appears as though some of the funds were taking out for some video calls, but not all. I don’t know why some were taken out and some werent

The next day I received an email advising:


“Our records show you still have an outstanding balance due. Please mail the amount shown to the address listed below.
Please send a cashier's check or money order in US funds payable to: ICF Technology, Inc”


I panicked as it made me think it was a scam and I both cancelled my account with the website and reported my credit card as lost, so they cancelled it and are issuing me a new one.

I was hoping to find out the repercussions of not paying what they think I owe. Also, how does it generally work, would they contact my bank or a debt collector?

Thank you

 

[quincy]

Hello. I’m sorry if I’m posting this in the wrong location.

Quick backstory:
I went onto a cam to cam website. On the site you pay models to perform for you.

It’s a pay by the minute service. You enter in your name, email and credit card details. From there you’re billed for the time you use.

I used it once and decided the website wasn’t for me. It seems as though a lot of the models on the site were using prerecorded videos and the service wasn’t live as it promised. It made me feel a bit uneasy actually. I started to think it was a scam.

I went to close the account and I all of a sudden had a message stating that I owed about $120. I checked my bank account and it appears as though some of the funds were taking out for some video calls, but not all. I don’t know why some were taken out and some werent

The next day I received an email advising:


“Our records show you still have an outstanding balance due. Please mail the amount shown to the address listed below.
Please send a cashier's check or money order in US funds payable to: ICF Technology, Inc”


I panicked as it made me think it was a scam and I both cancelled my account with the website and reported my credit card as lost, so they cancelled it and are issuing me a new one.

I was hoping to find out the repercussions of not paying what they think I owe. Also, how does it generally work, would they contact my bank or a debt collector?

Thank you

You could be sued for the balance owing. You could receive a demand notice or two first. If you only owe $120, it is probably unlikely that a professional debt collector will become involved in any collection activity.

Your post was reported to have the link removed. I quoted your post, minus the link.

 

[Michael1822]

You could be sued for the balance owing. You could receive a demand notice or two first. If you only owe $120, it is probably unlikely that a professional debt collector will become involved in any collection activity.

Your post was reported to have the link removed. I quoted your post, minus the link.

Thank you for the advice and help. Much appreciated.

 

[Michael1822]

You could be sued for the balance owing. You could receive a demand notice or two first. If you only owe $120, it is probably unlikely that a professional debt collector will become involved in any collection activity.

Your post was reported to have the link removed. I quoted your post, minus the link.

I’ve decided to contact their ‘parent’ company. If it all seems legitimate I’ll pay it. I don’t think I can be bothered arguing about the false cam service. I am a bit nervous about making the payment though, and it going into the right hands.

I don’t know if I’m asking a question that’s not really legal advice, but If I do decide to not pay them, can a company take any action against my bank? Can they use my old credit card details?

 

[adjusterjack]

If I do decide to not pay them, can a company take any action against my bank? Can they use my old credit card details?

That's a question for your bank. Would the bank honor a charge on a closed account? If it did, you wouldn't be able to dispute it because you lied about the reason for closing the account.

 

[Zigner]

I’ve decided to contact their ‘parent’ company. If it all seems legitimate I’ll pay it. I don’t think I can be bothered arguing about the false cam service. I am a bit nervous about making the payment though, and it going into the right hands.

I don’t know if I’m asking a question that’s not really legal advice, but If I do decide to not pay them, can a company take any action against my bank? Can they use my old credit card details?

"Subscriptions" are often carried over to new credit card accounts as a "convenience" when you report your card lost.