• FreeAdvice has a new Terms of Service and Privacy Policy, effective May 25, 2018.
    By continuing to use this site, you are consenting to our Terms of Service and use of cookies.

Debt collector sent me evil xmas card

Accident - Bankruptcy - Criminal Law / DUI - Business - Consumer - Employment - Family - Immigration - Real Estate - Tax - Traffic - Wills   Please click a topic or scroll down for more.

doomsday

Junior Member
What is the name of your state?What is the name of your state? NY
The same debt collector that blew a fart over the phone and said that I was a deadbeat (I won't name the firm) sent me a xmas card It said... HO HO HO SANTA KNOWS YOU'VE BEEN BAD. PAY UP BEFORE XMAS OR YOU'LL OWE US MORE! RESISTANCE IS FUTILE! :eek: :eek: :eek: What can I do. I think this guy is insane. How can I stop him???? :eek: :eek: :eek: Can I sue his firm???? :confused: :confused: :confused:
 


cyana24

Member
Look, you're already having a credibility issues with some of the other forum posters. If this post is sincere, why don't just name the "firm" who is harrassing you? Have you persued the standard remedies such as debt validation and C&D letters sent by certified mail already? I would certainly save the "evil XMAS card" but I have no idea if the card's wording is cause to sue for FDCPA violations.
 

VeronicaGia

Senior Member
Try some of these links.

http://www.oag.state.ny.us/consumer/tips/debt_collectors.html

Harassing or Abusive Tactics: Debt collection agencies are prohibited from the following harassing or abusive tactics:
• use of or threatening violence or criminal means to harm you;
• use of obscene or profane language;
• advertising your debt for sale;
• telephoning you repeatedly or continuously with the intent to annoy or harass; or
• placing telephone calls without meaningful disclosures of their identity.



http://www.privacyrights.org/fs/fs27plus.htm

http://www.consumer.state.ny.us/clahm/Clahm-Debt.htm
 

stevek3

Member
racer72 said:
The jokes no longer funny. Why don't you go find another forum and become a pest there.
His joke was never funny. It's only funny when the fools bite on the hook. Now THAT'S funny.
 

stevek3

Member
cyana24 said:
Happy Holidays to you as well. Now answer my question - who's the debt collector?
This reminds me of close to 40 years ago, when I went with my dad to the old Geauga Lake amusement park, which was next door to Sea World. They gave us some canned corn to put on the hook to bait the fish in the trout pond. They packed this tiny pond with about a billion hungry trout. I was only about 8 at the time, but it was incredibly easy to catch the trout. Amazingly enough, it's even far easier to catch the trout now.

I wasn't paying attention, so I don't know if you already responded, but what is your position regarding heinous debt collector farts? LadynRed, in her usual full scholarly mode, ranted and raved that farting is a blatant violation of the FDCPA. Do you concur with her expert legal opinion?
 

cyana24

Member
Steve

Nah-with all due respect to LIR, I think the OP is probably a troll. On the off-chance that the OP is not, I just suggested legit remedies.
 

Find the Right Lawyer for Your Legal Issue!

Fast, Free, and Confidential
Top