That's a moot point, probably as is the majority of our back/forth on this topic.FarmerJ's comment can apply to both urban and rural areas. Neighborhoods exist in both as do city sewer systems.
At least it applies to the farming community where I live and the city of Detroit where I work. I won't speak for Texas.

P.S. And you're much less likely to find public water and sewer systems in neighborhoods built in unincorporated or rural areas. The cost to extend and maintain sewer/water systems miles beyond service areas typically doesn't justify the initial investment by the water/sewer entity or the upfront cost for the developer to pay or share in the cost.
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