father skipped out!!!

[betterthanher]

It does state in their papers that he is solely(sp) responsible for her insurance coverage regardless if he is employed or not. At one point in time he was providing outside coverage for her when he was on unemployment.

Child support agencies (especially) aren't usually very smart when they draw up language. And ordering someone to carry insurance whether they are employed or not is one example.

It's pretty difficult to pay for private insurance when you aren't employed. Also, CSE might have a "ceiling" as to the cost of any type of insurance -- whether it's from an employer or from an outside source. For example, CSE might say if the yearly cost of insurance is over 30% of his income, it would be considered an "outrageous" cost & not order him to carry it (unless he solely chose to). If the other parent has access to affordable insurance, the order would be amended to reflect that and the other parent's cs obligation would be changed as well.

 

[stargazer0725]

I handle payroll and benefits for my company (among many duties). Tell your friend to not waste time and file contempt immediately if insurance coverage lapses, and realize that there's a 30-day window to get her daughter covered under her own work policy (if available). Otherwise she'll have to wait for her annual open enrollment period. (Believe me...I speak from personal experience as well.)

Blue Cross offers very affordable "dependant only" coverage for children: a 10 year old on a PPO would run $152 a month where I live. This is not out of the question to provide, if it it available in your area.

If your friend has to resort to enrolling her daughter in her work's benefits program, make sure a child support modification is requested at the same time. But beware there may be a 10% (of net pay) cap on what he reimburses your friend towards the premium - could be more or less.

 

[stealth2]

Typically, it's ruled that after the first $250 out-of-pocket (that CP is responsible for), the remainining out-of-pocket expenses are split 50/50. (Just an FYI).

This is actually VERY situation specific. It is just as typical to simply have oop expenses split in some manner (not always 50/50).