Forgot to mention before..

[jennpickles]

What is the name of your state?LA

Forgot..One of the CC accounts was actually opened only 2-3 months ago, and it is maxed out(10,000.00). In reading all that others have posted, it worries me for it to have not been all that long ago..The whole reason that we opened the account was to transfer balances, and close out 2 smaller accounts at 0% interest once transferred..This was during my attempt to juggle things so that we would be able to pay our bills.. We also used alot of the 10,000.00 to pay for moving expenses (1st months rent, deposit, hotel while we found a house, gas to and from Mo. , etc.) Will this enable us from filing Chapter 7?

 

[kopes]

Balance transfers that high could be a problem. Have you talked to a lawyer? Most of them offer a free consultation.

 

[jennpickles]

Actually, the only amount that we transferred to that account was about 3500.00, then we took the 3000.00 cash advance to pay for moving expenses and gas from state to state. the rest was used to make small purchases of things that we needed for our house, and food.

 

[kopes]

When I met with my lawyer for the first time he asked me if there had been transfers or cash advances in the past 3 months over $1000. I didn't have any and he said that was good because they could be a problem. I don't know what the limit is on these things. Consult with a couple of lawyers if you are seriously considering filing.