• FreeAdvice has a new Terms of Service and Privacy Policy, effective May 25, 2018.
    By continuing to use this site, you are consenting to our Terms of Service and use of cookies.

Grounds for a lawsuit against collection agency

Accident - Bankruptcy - Criminal Law / DUI - Business - Consumer - Employment - Family - Immigration - Real Estate - Tax - Traffic - Wills   Please click a topic or scroll down for more.

cosine

Senior Member
According to FDCPA, arent they required to prove that this account is mine? Like a signature, ID copy or something, proving that i availed the services?

For purposes of doing collection, they are required to provide only very little under the guise of validation. That could change in court if they sued you for the debt or if you sued them for incorrect credit report entries they refused to remove.

Send them a cease and desist letter and they are required to stop communicating with you unless they want to sue (and then they have to do only the formal communications of a lawsuit, and only with your attorney if you hire one).
 



Find the Right Lawyer for Your Legal Issue!

Fast, Free, and Confidential
Top