Health Insurance

[Silverplum]

Well by the way the insurance company is acting I have no legal rights to talk to them after shes 18......I am assuming I am not legally obligated. She will be moving to South Dakota.....but jurisdiction is here in CO. The divorce decree says nothing about who is liable to have coverage on her.

You are assuming INCORRECTLY.

No, you have no legal right to get your daughter's medical info after she is 18. That's because she will no longer be a "child," but instead will be a legal adult.

HOWEVER, you are still court ordered to provide for her till age 19. Some insurance company telling you that you cannot access your child's records does NOT absolve you of LEGAL responsibility.

And really?? REALLY?? The court NEVER, even in a modification, ordered at least one of the parents to hold health insurance for their child?? MOST unusual.

 

[Stiper2]

Silver....it says we pay 50/50 for unisured medical expences.....nothing about who has to get it.

 

[Stiper2]

Since we are not in the same state....mom will have to get it for her...

 

[Silverplum]

Silver....it says we pay 50/50 for unisured medical expences.....nothing about who has to get it.

Okey-dokey.

But you just dug your own (financial and logical) grave, dude. Read it again: UNINSURED medical expenses...while she's a child under the court order.

If you remove her health insurance (merely because you can't access her records!), you then become responsible, legally, for 50% of her UNINSURED medical expenses.

 

[qurice]

Way to go.. I should let my toddler run out in the street so a car can hit him then he'll know why I always tell him not to.

If you are still under a court order to provide insurance, you will still need to cover her.

NCPs are usually the ones ordered to provide insurance, and DO even through the children don't live with them. So, that part of your argument isn't going to float.

Now if she's in another state, you could always shop around for a private policy that will cover her and make it easier for her get the care she needs.

You are wanting to leave your daughter with what sounds like a serious medical condition without insurance simply because she wants to live with mom. Part of the game is getting you to play. In the game of tug of war your opponent can't pull you in the mud if you don't ever hold on and pull at your end. If you're tired of the games, quit playing and let go of the rope!

 

[Stiper2]

Most private insurances such as the one I have now, ANTHEM, will only cover for emergencies out of state but not for and medical needs for routine health care. I hate to harp on this but the decree doesn't state specifically who has to get the insurance because of the living arrangement not being in the same state.

 

[Silverplum]

Most private insurances such as the one I have now, ANTHEM, will only cover for emergencies out of state but not for and medical needs for routine health care. I hate to harp on this but the decree doesn't state specifically who has to get the insurance because of the living arrangement not being in the same state.

*SP hums the Funeral Dirge*

 

[Stiper2]

Just for those who are tryin to cast stones on me...I was just asking a simple question about health insurance obligation past 18. The ex -wife cancelled the health insurance on our daughter while she was living with her and kindly forgot to tell me. SO she was without any insurance for 3 years. The courts didn't do a damn thing to her either.....so I question how you say you are legally obligated until age 19.

 

[fairisfair]

Since we are not in the same state....mom will have to get it for her...

really??? so all of these college students who go to school and live out of state are having to have one of their parents move to that state?? Most unusual.

 

[Silverplum]

Just for those who are tryin to cast stones on me...I was just asking a simple question about health insurance obligation past 18. The ex -wife cancelled the health insurance on our daughter while she was living with her and kindly forgot to tell me. SO she was without any insurance for 3 years. The courts didn't do a damn thing to her either.....so I question how you say you are legally obligated until age 19.

We can read.

Can you?

 

[fairisfair]

Just for those who are tryin to cast stones on me...I was just asking a simple question about health insurance obligation past 18. The ex -wife cancelled the health insurance on our daughter while she was living with her and kindly forgot to tell me. SO she was without any insurance for 3 years. The courts didn't do a damn thing to her either.....so I question how you say you are legally obligated until age 19.

how many times did you ask? Again, call me crazy, I am constantly checking on those things, ya know, food, clothes, health insurance. stuff like that.

 

[escape2paradise]

Drop the insurance and you are hurting your daughter and yourself. If she has to have medical treatment you will be required to pay half for it per your order. Watch something serious happen to your daughter in the next year and you could be paying 100X more than what the premiums would have cost you. Not smart at all!

 

[qurice]

Most private insurances such as the one I have now, ANTHEM, will only cover for emergencies out of state but not for and medical needs for routine health care. I hate to harp on this but the decree doesn't state specifically who has to get the insurance because of the living arrangement not being in the same state.

So get another policy.

If you can't trust mom to provide for the little bit of care needing to be done while she visits, how can you trust her to get a policy at all? Do right by your daughter, and cover your butt as well, and get another policy.

 

[fairisfair]

So get another policy.

If you can't trust mom to provide for the little bit of care needing to be done while she visits, how can you trust her to get a policy at all? Do right by your daughter, and cover your butt as well, and get another policy.

hahahahha**************. on your sig**************BWAHAHAHAHAHAHAHA

 

[Stiper2]

why would you have to ask whether or not she she has kept the policy current....especially when I was getting billed for it??? ANd paying her for nothing, Then go to use it and find out there wasn't any policy, but instead was lied to about cancelling it 3 yrs prior but yet I was paying half for it. Get a life !!