Silverplum
Senior Member
Your attitude is why I always end up massively irritated with you.
I now doom thee to the Ignored Zone, where you can find your own dang answers, or hire an attorney.
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Health Insurance
- Thread starter Stiper2
- Start date
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Your attitude is why I always end up massively irritated with you.
I now doom thee to the Ignored Zone, where you can find your own dang answers, or hire an attorney.
TinkerBelleLuvr
Senior Member
My insurance is FL BCBS. It covers my college student who is in Michigan - we are careful as to was in in-network versus out-of-network.
Another thing to check is whether she could be covered under an independent insurance. It might be cost prohibitive because of her medical condition. There may be a cap on how much a NCP has to pay for insurance (Michigan and Florida are 5% of income.)
Find out if the X can pick her up on her insurance thru work. The courts may facilitate a medical insurance order directly to her employer.
Another thing to check is whether she could be covered under an independent insurance. It might be cost prohibitive because of her medical condition. There may be a cap on how much a NCP has to pay for insurance (Michigan and Florida are 5% of income.)
Find out if the X can pick her up on her insurance thru work. The courts may facilitate a medical insurance order directly to her employer.
Silverplum
Senior Member
If dad is required to follow the court order until the child is 19 then why is the child not required to follow the court order until age 19??
Dad is saying that kiddo decided at 18 she is an adult and no longer wants to live under his roof. If what everyone has stated is true and the order is in affect to 19 then mom will also continue to be required to pay child support unless/until she takes it back to court to modify??
I'm not trying to cause conflict ... just trying to understand "who" has to follow the court order.
OP - You should continue the health insurance on your daughter until/unless the insurance compnay says that they will not cover her ... that is typically when they cease being a student or hit the age of 24 (i believe). Regardless of whether or not the other doctors in the other states will accept her coverage, she will at least be able to obtain emergency care. When she goes for routine check ups she will be told that the insurance is not accepted there and she will have to pay out of pocket (she is afterall 18 and an "adult"). As for whether you will have to cover 50% of out of pocket expenses, who knows, but at the very least you can argue that you have provided adequate insurance and that she chose not to use it.
Best of luck!
Dad is saying that kiddo decided at 18 she is an adult and no longer wants to live under his roof. If what everyone has stated is true and the order is in affect to 19 then mom will also continue to be required to pay child support unless/until she takes it back to court to modify??
I'm not trying to cause conflict ... just trying to understand "who" has to follow the court order.
OP - You should continue the health insurance on your daughter until/unless the insurance compnay says that they will not cover her ... that is typically when they cease being a student or hit the age of 24 (i believe). Regardless of whether or not the other doctors in the other states will accept her coverage, she will at least be able to obtain emergency care. When she goes for routine check ups she will be told that the insurance is not accepted there and she will have to pay out of pocket (she is afterall 18 and an "adult"). As for whether you will have to cover 50% of out of pocket expenses, who knows, but at the very least you can argue that you have provided adequate insurance and that she chose not to use it.
Best of luck!
TinkerBelleLuvr
Senior Member
Absolutely. He's in Colorado; mom's in South Dakota. I realize the NEITHER are Michigan or Florida, but it's something HE can check to see if it can be done. Since Medical insurance is forced on ALL the states, there can be enforcement done by the state to force either parent to take work insurance as long as it is under a certain percentage of income.Didja read the thread?
CMLANDLORD
Member
since when did father's and mother's draw such a thin line as to obtaining something so valuable as insurance for their kids?
OP, regardless of what has happened in the past, I'm surprised you wouldn't continue WANTING to provide your daughter insurance via a private plan. From my stand point, she will always be your daughter and if you are financially capable to pay for ANY insurance, why not get it for her? Especially knowing your ex wife has tendencies to cancel policies and continue to collect your $ and squander it on things not of necessity. Add on another important factor: your daughter has a serious medical condition. I'm just a bit shocked that because of disputes between you and your ex-wife your daughter has to end up w/ no coverage over something as trivial as she's not going to be living w/ me anymore, she's 18 and you're tired of mother's games.
Be the bigger person and pay the last year remaining per the court order. You cannot foresee what happens in the future and as other posters have warned, you may end up w/ a bigger headache in the event she does need emergency medical treatment and you are responsible for 50% of the bill. Although the mother may be getting away w/ lots of things, don't play into the game. If you do, you're just like her. Do the right thing even if you don't think its right. In the end you will be on top.
Best of luck.
OP, regardless of what has happened in the past, I'm surprised you wouldn't continue WANTING to provide your daughter insurance via a private plan. From my stand point, she will always be your daughter and if you are financially capable to pay for ANY insurance, why not get it for her? Especially knowing your ex wife has tendencies to cancel policies and continue to collect your $ and squander it on things not of necessity. Add on another important factor: your daughter has a serious medical condition. I'm just a bit shocked that because of disputes between you and your ex-wife your daughter has to end up w/ no coverage over something as trivial as she's not going to be living w/ me anymore, she's 18 and you're tired of mother's games.
Be the bigger person and pay the last year remaining per the court order. You cannot foresee what happens in the future and as other posters have warned, you may end up w/ a bigger headache in the event she does need emergency medical treatment and you are responsible for 50% of the bill. Although the mother may be getting away w/ lots of things, don't play into the game. If you do, you're just like her. Do the right thing even if you don't think its right. In the end you will be on top.
Best of luck.
fairisfair
Senior Member
That would EXPECIALLY be the time I would be asking about it.
And don't you ever talk to your daughter?? Been to the doctor lately honey??? apparently then you weren't being billed 50% of the uninsured costs either though. . . . so that's gotta count for something.
My advice.
Pick up the phone, dial BCBS and pay about $60 a month for a policy for your kid.
Thats what I don't understand.....if that court order is good til age 19.....then why can she just up and leave when the order stated she remains here with me until she has graduated? What good is a court order if it doesn't mean anything....legally. the judge made it into an order of the court. My ex didn't abide by it either....it told her to not say anything different that she remains here....and all shes been doing is telling our daughter to leave here at her next birthday. Now thats justice isn't it?
Silverplum
Senior Member
If you didn't BOTHER to enforce the order...then that's justice, isn't it?
fairisfair
Senior Member
I HAVE an 18 year old daughter. Cigna policy $61.
I personally have a BCBS policy and it is near the price you quoted. However I am NOT an 18 year old girl.
have you checked pricing for getting her a stand alone policy IN THE STATE she is moving to???