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Insurance adjuster cap # of doc visits

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wendy128

Junior Member
What is the name of your state? Colorado.
I was rear-ended with serious whip lash over a month ago and the car was totalled. Settled for property damage although insurance company did try to pull a fast one by keep me in the dark. Now the medical adjuster is trying to pressure as well. I did retained an atty (on contingency) and he suggest that I use my health insurance to care unless if I can find someone who would do it on lien basis. Since my care is mostly Chiropractor and I don't have the coverage in my plan. I have to self pay each time. The adjuster called last week and said that I have up to 22 visits to chiro for my condition without any knowledge of my medical condition. The question is: Could insurance company limit medical care. Shall I change chiro to someone who offer lien base care even though I felt that he is after big bucks for long-term care, necessary or not. Thank you.
 


teflon_jones

Senior Member
Insurance companies know roughly how many appointments are necessary to treat something like this, and they limit how much they'll pay for to that many visits. It's perfectly within their rights.

Are you getting better or is the problem persisting?
 

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