Forclosure and UST's with contamination
I stopped paying on my home after I put it up for sale in 2001. I had an appraisal done by a real estate agent and before it was listed, I had a knock on the door by 2 guys asking for permission to remove my fence and promised to put it back up the next day. When confronting the situation, I learned about the tanks that were "Suppossed" to be on their property.... Next thing you know, the real estate agent wanted no part, lawyer after lawyer looked over the case about it but said it was "TOO Complicated" because IDEM was involved, and etc. The credit Union's Lawyer stopped the forclosure sale a year after I gave them all the documents I got from the court house and all proof I had found. I only owed 28,000. at the time. 40K first mortgage, 8K second mortgage that was within 1K paid off. It was a about 3 years later and a lot more drillings around my without my permission that the thought the contamination level was low enough for them to forclose on. The new they contacted the attorney that I had not even contained yet and warned us me and my kids had 7 2 hours to be out. I had put a new furnace, roof, and replaced underground old copper pipes to all pvc, which was a great expense. We had to throw everthing in storage, and we were out in a little less than 72 hours.... Our home still sits there and every day we drive by, more vandalizim has been done. They forclosed on it the second time and instead of the mortgage being 28k they say it is 48k..... I begged them for three years to either take the property back or forclose like they were suppose to do 4 years ago.... It's not my fault their attorney backed out of the first forlosure Nobody would sell it, No bank would finance when I tried to sell by owner and disclose the underground contamination for my own protection. Does this answer a little. I'm sorry for typing so much but when I start typing about what me and my kids have been through on this property, I get upset and do not take the time to re-read... Thanks for any help
I stopped paying on my home after I put it up for sale in 2001. I had an appraisal done by a real estate agent and before it was listed, I had a knock on the door by 2 guys asking for permission to remove my fence and promised to put it back up the next day. When confronting the situation, I learned about the tanks that were "Suppossed" to be on their property.... Next thing you know, the real estate agent wanted no part, lawyer after lawyer looked over the case about it but said it was "TOO Complicated" because IDEM was involved, and etc. The credit Union's Lawyer stopped the forclosure sale a year after I gave them all the documents I got from the court house and all proof I had found. I only owed 28,000. at the time. 40K first mortgage, 8K second mortgage that was within 1K paid off. It was a about 3 years later and a lot more drillings around my without my permission that the thought the contamination level was low enough for them to forclose on. The new they contacted the attorney that I had not even contained yet and warned us me and my kids had 7 2 hours to be out. I had put a new furnace, roof, and replaced underground old copper pipes to all pvc, which was a great expense. We had to throw everthing in storage, and we were out in a little less than 72 hours.... Our home still sits there and every day we drive by, more vandalizim has been done. They forclosed on it the second time and instead of the mortgage being 28k they say it is 48k..... I begged them for three years to either take the property back or forclose like they were suppose to do 4 years ago.... It's not my fault their attorney backed out of the first forlosure Nobody would sell it, No bank would finance when I tried to sell by owner and disclose the underground contamination for my own protection. Does this answer a little. I'm sorry for typing so much but when I start typing about what me and my kids have been through on this property, I get upset and do not take the time to re-read... Thanks for any help