No damage tap; injury claim

[Nebulas]

What is the name of your state? Maryland
I had one of those unfortunate 1-2 MPH taps in someone else's rear bumper while we were both in line taking turns to merge into an intersection. Both vehicles sustained no damage, yet the other driver is claiming personal injury from the seatbelts and has retained an attorney. I have informed my insurance company that I believe this is a fraudulent claim as one would be pushed against the back of the seat, not forward against the seatbelt if one was tapped from the back, and question how an injury could be claimed, and especially when both vehicles have no damage sustained because of the slow speed at impact. I'm fully insured which gives a piece of mind but I wonder if I should object if my insurance company proceeds to settle the claim without pursuing whether or not this is a case where a person tries to profit from the situation?

 

[nvaughan3]

"one would be pushed against the back of the seat, not forward against the seatbelt if one was tapped from the back"


Am I the only person who thinks this does not make sense?

 

[Nebulas]

Clarification

What it means is that a person who is rear-ended (in my instance, tapped) would have his/her body move backward, pressing against the seat, not forward, pressing against the seatbelt. To illustrate further, get two chairs with rollers, and have two persons sit on it, and have the person in the back move toward and hit the back of the chair of the person in the front. The person in front will not initally fall forward because the laws of motion do not permit that. Hope this helps.

 

[JETX]

I wonder if I should object if my insurance company proceeds to settle the claim without pursuing whether or not this is a case where a person tries to profit from the situation?

Object to whom??
Bottom line... you should hope that your insurance company does settle this claim, even if it has little or no merit. The alternative is that you could be named in a lawsuit.

 

[Lynx 36]

What is the name of your state? Maryland
I had one of those unfortunate 1-2 MPH taps in someone else's rear bumper while we were both in line taking turns to merge into an intersection. Both vehicles sustained no damage, yet the other driver is claiming personal injury from the seatbelts and has retained an attorney. I have informed my insurance company that I believe this is a fraudulent claim as one would be pushed against the back of the seat, not forward against the seatbelt if one was tapped from the back, and question how an injury could be claimed, and especially when both vehicles have no damage sustained because of the slow speed at impact. I'm fully insured which gives a piece of mind but I wonder if I should object if my insurance company proceeds to settle the claim without pursuing whether or not this is a case where a person tries to profit from the situation?

If there is no property damage to the cars it will be hard to collect injury money. I wouldn't worry about it. Let your insurance co. do their job. They won't pay have out either if they don't have to.