A
Anew
Guest
What is the name of your state?What is the name of your state? CA
About 2 years ago I was in a minor accident- I wouldn't even call it an accident. I stepped on the brake too slow, and I hit the lady on the back of her car at about 1mph (OR less- I stopped before I hit her, just the motion forward, when one stops, is the only thing that hit her).
She complained about her neck (but she still bent down easily to check her car), she called the police, and the officer came to ALSO check her car. He said there was no damage done (my car did not even give the other car a scratch, it was that small of a "crash") unfortunately, my mom was on the passenger's seat, and I was driving with a permit, but the insurance refused to take action because i was "excluded" from the policy. So then I get calls from her insurance, and it seemed like they gave up, but every once in a while they will send letters on how much we owe (supposedly I did a 20,000 damage to her car).
I don't know what to do, because i recently got another letter, and with interest, I owe 23,000.... me and my mom have requested to see the damaged done (medical and the car as well), but they have not given us any papers, nor told us what we're responsible for. So i feel like if we paid (which we cannot do because we don't have that kind of money) it would be paying blindly. I'm afraid that when I finish college and start my career, and my family, it will come back to me, and might even take away my property or anything like that.
can anyone please help me? give me any advice I could use?
The police office did not write any reports (unfortunately) and I forgot to ask him for his name for future reference. I'm scared, and I'm confused, because to my mind, I didn't do any damage whatsoever to the lady, and still her company wants money from us.
I'd appreciate ANY help. Thank you so much.
About 2 years ago I was in a minor accident- I wouldn't even call it an accident. I stepped on the brake too slow, and I hit the lady on the back of her car at about 1mph (OR less- I stopped before I hit her, just the motion forward, when one stops, is the only thing that hit her).
She complained about her neck (but she still bent down easily to check her car), she called the police, and the officer came to ALSO check her car. He said there was no damage done (my car did not even give the other car a scratch, it was that small of a "crash") unfortunately, my mom was on the passenger's seat, and I was driving with a permit, but the insurance refused to take action because i was "excluded" from the policy. So then I get calls from her insurance, and it seemed like they gave up, but every once in a while they will send letters on how much we owe (supposedly I did a 20,000 damage to her car).
I don't know what to do, because i recently got another letter, and with interest, I owe 23,000.... me and my mom have requested to see the damaged done (medical and the car as well), but they have not given us any papers, nor told us what we're responsible for. So i feel like if we paid (which we cannot do because we don't have that kind of money) it would be paying blindly. I'm afraid that when I finish college and start my career, and my family, it will come back to me, and might even take away my property or anything like that.
can anyone please help me? give me any advice I could use?
The police office did not write any reports (unfortunately) and I forgot to ask him for his name for future reference. I'm scared, and I'm confused, because to my mind, I didn't do any damage whatsoever to the lady, and still her company wants money from us.
I'd appreciate ANY help. Thank you so much.
